Paytm Loan Scheme:- If you also belong to a middle class family, then you would often need money for your work. But it is a bit difficult for middle and lower class families to have more money at once. In such a situation, we all take help of loan. The process of taking loan from the bank is quite long and troublesome. But do you know that now you can take loan from Paytm also. Yes, loans are also being offered to people by Paytm. Paytm is a financial company that offers banking facilities to its users. But now you can also take loan from Paytm.
You can take loan from Paytm
Mostly it is used for online transactions but now you can also take loan from it. Paytm Payment Bank is a well-known NBFC company which works in partnership with companies like Fibe, Tata Capital, HeroFinCorp, Aditya Birla Capital and provides loans with their help. Paytm is approved by Reserve Bank of India and NBFC, hence it is absolutely safe to take loan from here. That means you will not face any problem by taking loan from Paytm. In such a situation, if you want to take a personal loan then you can apply for Paytm Personal Loan.
paytm loan scheme How much amount is available under
How much loan you will get from Paytm depends on your financial history and your CIBIL score. Generally, Paytm gives personal loans up to Rs 5 lakh to customers, whereas if you want to take a business loan then the loan amount can be higher. You get this loan for a maximum of 12 months. If you meet the criteria of this application then you will easily be able to apply online for Paytm Personal Loan. If we talk about its interest rate, then the interest rate of Paytm Personal Loan ranges from minimum 3% to maximum 36%, along with this a processing fee of 1.5% has to be paid.
गूगल पे ऐप्प लोन योजना
paytm loan scheme Required eligibility for
- The person taking the loan should have a minimum salary of Rs 12 thousand every month.
- To take a loan, your CIBIL score should be good.
- You should not be declared a defaulter.
- You must be at least 18 years of age.
- You must be a citizen of Indian origin and have at least 2 years of work experience.
- Your mobile number should be linked to Aadhar card.
Documents required for loan
- Aadhar card
- PAN card
- aadhaar link mobile number
- Bank statement
- a selfie
- Salary slip etc.
फ़ोन पे ऐप्प से लोन लिंक
This is how you can apply for Paytm Loan Scheme
- To take a loan from Paytm, first of all you need to open Google Play Store on your smartphone. paytm app Must be downloaded.
- After downloading it, you will have to install it on your phone and create your account.
- After signing up, you will see the option of Add Bank Account in Paytm’s dashboard, by clicking on it you will have to link your bank account to Paytm.
- After this you will have to click on the Personal Loan section.
- Now you will get the tab of “Check Your Loan Offer”, you have to click on this tab.
- Now a new page will open in front of you, here you have to fill your PAN number, date of birth and email ID, then accept the terms and conditions and click on the option of “Proceed”.
- After this, you will have to enter the information like occupation type, company name, monthly income for the year, pin code, where you want to use this loan, etc. and click on the Confirm button.
- Now a new page will open in front of you where your eligibility will be checked. If you are eligible, you will see a pop up page of congratulations.
- After this you have to click on the option of “Get Started”.
- After this, a new page will open in front of you where you will have to select the EMI and tenure of the loan amount and continue.
- Then you have to upload a clear selfie.
- After this, to do KYC, you will have to enter Aadhaar number and security code, click on the option of “Send OTP” and verify the OTP.
- After doing this you will have to select your gender and enter the PIN code.
- Now a new page will open where you will have to enter bank information such as account number and IFSC code.
- In this way your loan process will be completed.
