Pradhan Mantri Vishwakarma Yojana (PM Vishwakarma Yojana) aims to empower the traditional artisans and craftsmen of India. The scheme provides financial assistance, modern equipment, skill upgradation and incentives in digital transactions to artisans who work with their hands and engaged in traditional occupations.
In this article we will discuss about Prime Minister Vishwakarma Tool Kit in November 2024 (PM Vishwakarma Tool Kit) will be discussed in detail.
What is Pradhan Mantri Vishwakarma Tool Kit?
Under the Pradhan Mantri Vishwakarma Yojana, the government has given incentives to artisans and craftsmen to improve their work. tool kit Provision has been made to provide. This tool kit is meant for artisans who are engaged in traditional professions like carpenters, blacksmiths, goldsmiths, masons, shoemakers, etc.
This tool kit aims to increase the productivity of these artisans and equip them with modern tools so that they can produce better quality products and grow their businesses.
Beneficiaries receiving tool kits under Pradhan Mantri Vishwakarma Yojana e-voucher Through this, assistance up to Rs 15,000 is given. This amount is given at the initial stage of their skill training so that they can purchase the necessary equipment.
Main features of the scheme
- initial help: Tool kit assistance up to Rs 15,000.
- skill upgradation: Basic and advanced training along with a stipend of Rs 500 per day.
- credit support: Loan up to Rs 3 lakh without guarantee.
- digital transaction promotion: Re 1 incentive per digital transaction.
- marketing support: Facility of product authentication, branding and connecting to e-commerce platforms.
Overview of Prime Minister Vishwakarma Tool Kit Scheme
| features | Description |
|---|---|
| name of the scheme | Pradhan Mantri Vishwakarma Yojana (PM Vishwakarma Yojana) |
| launch date | 17 September 2023 |
| Objective | Empowering traditional artisans and craftsmen |
| beneficiary | artisans engaged in traditional occupations |
| tool kit help | E-Voucher up to Rs 15,000 |
| credit support | Loan up to Rs 3 lakh |
| skills training | Basic and Advanced Training |
Benefits of Pradhan Mantri Vishwakarma Yojana
Many types of benefits are given under Pradhan Mantri Vishwakarma Yojana which are as follows:
1. Recognition
Under this scheme, traditional artisans are given recognition. Them PM Vishwakarma Certificate And a unique ID card is provided. This certificate and ID card helps them to recognize their important role in the society.
2. Skill Upgradation
Basic and advanced training is given to the artisans so that they can upgrade their skills. Basic training lasts for 5-7 days while advanced training lasts for 15 days or more. During this period, they are also given a stipend of Rs 500 per day.
3. Toolkit Incentive
Artisans are given assistance up to Rs 15,000 in the form of e-vouchers to purchase essential equipment. This amount is provided to them as soon as basic training starts.
4. Credit Support
Loans are provided to artisans without any guarantee. This loan is given in two stages:
- Phase 1: Loan up to Rs 1 lakh, repayable in 18 months.
- Phase II: Loan up to Rs 2 lakh, repayable in 30 months.
The interest rate on this loan is only 5%, while interest subsidy is given by the government.
5. Incentive for Digital Transactions
To promote digital transactions, the government gives an incentive of Re 1 per digital transaction. This incentive is given up to a maximum of 100 transactions per month.
6. Marketing Support
Under this scheme, artisans are also given assistance in marketing their products. This includes quality certification, branding, onboarding on e-commerce platforms like GeM.
How to get Prime Minister Vishwakarma Tool Kit?
The process of obtaining tool kit under Pradhan Mantri Vishwakarma Yojana has been made simple and convenient. For this the following steps are taken:
- Registration: Beneficiaries have to go to Common Service Centers (CSC) and get Aadhaar based biometric verification done.
- Verification: After registration, verification is done by the Gram Panchayat or Urban Local Body.
- Approval: The District Implementation Committee reviews the application and gives final approval.
- Toolkit Distribution: Upon approval, beneficiaries are provided with e-vouchers through which they can purchase the required equipment.
Businesses covered under Pradhan Mantri Vishwakarma Yojana
Pradhan Mantri Vishwakarma Yojana benefits people involved in various traditional occupations across the country. Following are the major businesses covered under this scheme:
- Carpenter
- Boat Maker
- Blacksmith
- Goldsmith
- Mason
- Cobbler
- Washerman
- Tailor
- Toy Maker
Challenges related to Pradhan Mantri Vishwakarma Yojana
Although Pradhan Mantri Vishwakarma Yojana is proving to be an important initiative, some challenges are also emerging in its implementation:
- lack of awareness: Many people in rural areas are still not aware about this scheme.
- digital literacy: Despite encouraging digital transactions, many artisans are still unaware of the digital payment system.
- market access: Many small artisans are still not able to reach big markets.
conclusion
Pradhan Mantri Vishwakarma Tool Kit November 2024 is proving to be an important step that is empowering the traditional craftsmen and artisans of India. With this scheme, they are not only getting financial assistance but also upgrading their skills so that they can take their business to new heights.
Disclaimer: Pradhan Mantri Vishwakarma Yojana is a genuine government scheme aimed at empowering traditional craftsmen and artisans across the country and improving their quality of life.
