Debit Card Loan Scheme: Many times, if there is a wedding in our house, we want to buy a car or start our own business or do any other big work, we need money for this. But it is not possible to have this much amount available at once, for this we take the help of loan. Today we have brought such great information for you through which you can easily take a loan. If you also want to get more information about this, then stay with us.
You can take personal loan through debit card
Let us tell you that now you can take loan from debit card also. To take loan from debit card, you just have to go to the nearest ATM machine and take the loan. ATM Card itself is called Debit Card, hence there should not be any confusion about whether ATM and Debit Card are different. That means now you can take loan from ATM. ATM is usually used to withdraw money but now you can also take loan from it. Through Rabbit Card, you can take a personal loan from the comfort of your home. Let us know about this entire process in detail.
Various works are done through ATM
Along with taking loan from ATM, you can also do things like insurance, tax payment and money deposit, cash with draw, balance inquiry etc. To take loan from Debit Card, there must be a pre-approved loan i.e. self-approved loan offer from the bank in your bank account, only then you can get a personal loan from ATM. This type of loan is offered to the customers by most of the banks.
गरीब आदमी लोन योजना
Must have this qualification to take loan from debit card
- To take a loan, it is mandatory for you to be a citizen of India.
- Yours to take loan CIBIL Score Should be good and this score should be at least 750.
- If you also want to take loan through debit card, then your age should be between 21 years to 55 years.
How to take personal loan through debit card
- To take loan through debit card, first of all you have to go to the nearest ATM machine of your bank.
- Now you will have to do any transaction like Cash Withdraw, Balance Inquiry or Cash Deposit etc. using your ATM card.
- If the bank has made any kind of charge on your account pre approved loan If an offer has been made, it will be visible on the screen of the ATM machine after the transaction is completed.
- Now you will have to select that option and follow the instructions given at the ATM.
- You will be told all the information about the loan amount, interest rate, loan tenure and monthly installment on the ATM screen itself.
- The tenure of this type of loan is for 5 years but it depends on your bank.
- You will have to proceed by following all the rules and instructions and within some time the loan amount will be transferred to your bank account.
- The remaining amount after deducting all processing fees, taxes and other charges will be credited to your account.
