The IBPS PO interview is known for a mixture of general and professional questions, designed to assess both your personality and technical intelligence. In 2025, candidates have experienced a variety of questions that not only evaluate their understanding of banking works, but also have overall communication skills and general awareness. This article classifies these questions into two comprehensive classes – general questions and professional questions – to help you prepare and understand what is expected.
Questions asked in IBPS PO Interview 2025
IBPS PO interview in 2025 has been a mixture of individual and commercial inquiries, and your ability to answer these questions will greatly promote your chances of success.
General question
General questions are aimed at achieving your personality, background and general awareness. They help the panel understand your communication style and will you be a good fit for the bank’s culture. Here are some examples:
Family and Background:
“Family ke bare me bataye.”
“Family is a banker to me?”
“What do your mother and father do?”
“Introduce yourself and tell us about your family background.”
Educational and Personal Travel:
“Graduate Kabi, College, University Name?”
“What were you doing during your interval year?”
“Tell us something about the Magadha Empire.”
Personal priorities and opinions:
“Why the banking sector after your educational background?”
“What quality should a banker be from the customer’s point of view?”
“How does your father’s experience (eg, retired from the army) affect your career choice?”
Location and Current Affairs:
“Delhi Se Ho?”
“What your father advised to prepare you?” (Asked in a friendly manner, receiving a light-hearted response.)
These questions are designed to make you comfortable and let the interviewers fit overall for your personality, social background and banking environment.
Business questions
Professional questions test your technical knowledge, understanding of banking operations and current financial scenarios. They require a clear, brief and informed response. Some of the prominent professional questions asked are:
Banking and Finance basic things:
“What is a balance sheet?”
“How are the bank’s balance sheet deposited, loans and advances?”
“What is capital adequacy ratio?”
“What do you understand by capital risk?”
Financial Markets & Equipment:
“Preference Share vs. Equity Share – Explain the differences.”
“What are the process of different types of shares and company registration?”
“What do you understand about the effects of repo rate, MPC and their changes?”
Regulatory and Policy-related questions:
“Explain the RBI tasks, especially the lender of the last measure.”
“What are CRR and SLR, and how do they affect the banking sector?”
“Discuss the recent changes in the Companies Act or any important regulator update.”
Current Affairs and Economic Policies:
“What are the announcements related to agriculture in the latest budget?”
“How does the strength of the currency affect its value?”
“Discussion on major plans related to financial inclusion.”
Technical and domain-specific questions:
“What is Nostro account?”
“Explain the difference between debit and credit card.”
“What documents are required to create a company or partnership firm?”
For these questions you need to stay updated with current financial policies, regulatory changes and fundamental concepts in banking and finance. They not only test your educational knowledge, but also your ability to implement that knowledge in a practical banking context.
IBPS PO Major TakeaWays for preparation for interview
Balance your preparation: Pay attention to both normal and professional areas. While individual questions help to coordinate with interview panels, technical questions validate your industry knowledge.
Practice clear and brief reactions: Develop answers that are accurate and up to points. Practice to speak confidently and clearly, as effective communication is important in interviews.
Stay updated with current affairs: Follow regular financial news, budget announcements and regulatory updates to deal with questions on current affairs and policy changes.
Mock interview and response: Attach mock interviews to follow the real experience. This will help you identify your strength and fields to improve both normal and technical questions.
