In the Pradhan Mantri Awas Yojana, the investigation of many disturbances has started recently, which raises the question that who will not get the benefit of this scheme. The scheme is being run under Credit Linked Subsidy Scheme (CLSS), the main objective of providing affordable housing. Under this scheme, the government has made special provisions for EWS (Economically Weaker Section), LIG (Lower Income Group), and MIG (Middle Income Group).
The Pradhan Mantri Awas Yojana was launched in 2015, which aims to reach “Housing for All”. Under this scheme, efforts are being made to provide cheap houses to people in both urban and rural areas. However, in recent times, there have been many corruption cases in this scheme, due to which the government has to investigate it.
Pradhan Mantri Awas Yojana Overview
| Description | Expansion of details |
| Purpose of the scheme | Providing affordable housing and giving a firm house to the poor. |
| Beneficiary class | Poor families in EWS, LIG, MIG and rural areas. |
| Financial aid | Rural Area: ₹ 1.5 Lakh, Urban Area: Around ₹ 2.5 Lakh. |
| Income limit | EWS: ₹ 3 lakh, LIG: ₹ 3-6 Lakh, Mig-I: ₹ 6-12 Lakh, Mig-II: ₹ 12-18 Lakh. |
| Housing area | EWS: 30 square meters, lig: 60 square meters, mig-i: 160 square meters, mig-II: 200 square meters. |
| Important documents | Aadhar card, income certificate, caste certificate (if applied). |
| Period of plan | Starting from 2015, the urban scheme was extended to 2024. |
Investigation of disturbances under Pradhan Mantri Awas Yojana
Recently, a major case of corruption has come up in the Pradhan Mantri Awas Yojana in Janjgir district of Chhattisgarh. In this, the officers and employees of the Nagar Panchayat are accused that they together gave the benefit of the scheme to the ineligible people and misused government money. In this case, a government teacher was also given the benefit of the scheme, which was not eligible.
Similarly, in Madhya Pradesh, the CAG has stated in its report that many ineligible beneficiaries have been given the benefit of the scheme. It is clear from these cases that the implementation of the scheme has many flaws, which need to be removed.
Eligibility Criteria for Pradhan Mantri Awas Yojana
Following are eligibility criteria for this scheme:
- Citizenship: The applicant should be a citizen of India.
- Age: The age of the applicant should be below 60 years.
- Income limit: EWS: ₹ 3 lakh, LIG: ₹ 3-6 Lakh, Mig-I: ₹ 6-12 Lakh, Mig-II: ₹ 12-18 Lakh.
- Property: There should not be a firm house named after the applicant or any member of his family.
- Women Ownership: If there is a woman in the family, the property should be owned in the name of the woman.
Who will not get benefit in the Pradhan Mantri Awas Yojana?
The benefit of this scheme will not be available to those who already own a pucca house or who have already taken advantage of any government housing scheme. Apart from this, people whose income limit is higher than the norms of the scheme will also not benefit.
Necessary documents for Pradhan Mantri Awas Yojana
The following are the documents required for this scheme:
- Aadhar card
- Income certificate
- Caste certificate (if applied)
- Address proof
- Bank account statement
- Ownership certificate (if applied)
Benefits of Pradhan Mantri Awas Yojana
There are many benefits of this scheme, some of which are the major benefits:
- Cheap houses: People are getting cheap houses under the scheme.
- Financial Assistance: Financial assistance is being provided by the government.
- Women Empowerment: Women ownership is being promoted in the scheme.
- Income group special: Special provisions have been made for various income classes.
How to apply for Pradhan Mantri Awas Yojana
To apply, you can apply online by visiting the official website or contact your nearest local administration. All the necessary information will have to be filled in the application form and the necessary documents will have to be attached.
conclusion
The Pradhan Mantri Awas Yojana is an ambitious project that aims to provide affordable housing. However, there are many challenges in the scheme, including the flaws in corruption and implementation. The government will have to work to remove these flaws so that the benefit of the scheme can reach the real eligible people.
Disclaimer: This article is for general information and should not be taken as any specific advice. The Pradhan Mantri Awas Yojana is a real government scheme, but there may be some challenges in its implementation. The beneficiaries should contact the officials of their area and use government websites for official information.
