Are you 60+? The government is giving ₹ 36,000 annually – Know when and how to get it! Senior Citizen Benefits Scheme 2025 – StudyToper


The number of senior citizens in India is increasing rapidly, and economic security has become an important subject for them. The government has launched several schemes for senior citizens, which aim to provide them financial assistance and stability. Recently, a new plan has been announced in which people aged 60 and above will be given assistance of up to ₹ 36,000 annually.

In this article, we will discuss this scheme in detail – what is this scheme, who is eligible, what is the application process, and how can it be availed.

Main details of ₹ 36,000 annual scheme

The government has launched this scheme to provide financial assistance to senior citizens. Its purpose is to reduce the economic burden in old age and make them self -sufficient. Below is a brief description of this scheme in a table:

Speciality Description
Name of the scheme Indira Gandhi National Old Edge Pension Scheme (Ignopes)
Profit amount ₹ 3,000 per month (₹ 36,000 annually)
Eligibility age 60 years or more
target groups Senior citizens living under poverty line (BPL)
Application process Both online and offline means
Method of payment Direct Benefit Transfer (DBT)
Initial date Pre -applied
Manager department Ministry of rural development

Purpose of the scheme

The main objective of this scheme is to provide financial security in old age. The scheme is specifically designed for those who are living below the poverty line and who have no regular sources of income.

key objectives:

  • Financial Assistance: Providing monthly pension to meet basic needs in old age.
  • Social security: Financial security to weaker sections of society.
  • Life standards reform: Giving senior citizens an opportunity to live life with dignity.

Eligibility criteria

Some eligibility criteria have been set to avail this scheme. These criteria ensure that the right person gets help.

  1. Age limit:
    • 60-79 years: ₹ 200 per month.
    • 80 years and above: ₹ 500 per month.
  2. Economic status:
    • Families falling under poverty line (BPL).
  3. place:
    • Applied in rural and urban areas.
  4. other conditions:
    • You are not taking advantage of any other pension scheme.

Application process

The application process is simple and straight to avail this scheme. This can be done through both online and offline mediums.

Online application:

  1. Go to the official portal.
  2. Choose the “ignoaps” plan.
  3. Upload the required documents.
  4. Fill the application form and submit.
  5. Keep the registration number safe to track the status of the application.

Offline application:

  1. Visit the nearest panchayat office or block development office.
  2. Get and fill the form.
  3. Attach the required documents.
  4. Submit the form and get the receipt.

Required documents

The following documents will be required while applying:

  • Aadhar card
  • Income certificate
  • Age certificate
  • Bank account statement
  • BPL Certificate
  • Passport Size Photo

Benefits of Scheme

This scheme provides many types of benefits to senior citizens:

  1. Regular income: A pension of ₹ 3,000 is deposited directly in the bank account.
  2. Simple process: The application process is simple and transparent.
  3. Direct Benefit Transfer (DBT): The amount is transferred directly to the beneficiary’s account.
  4. Poor class attention: This scheme is particularly focused on people living below the poverty line.

Important things that keep in mind

  1. While applying, submit all the documents correctly.
  2. The pension amount will be given only to eligible persons.
  3. Confirm your eligibility from time to time.
  4. If there is any problem, contact the local administration.

Other initiatives related to the scheme

The government has also introduced other schemes to ensure the good of senior citizens:

  • National Old Age Pension Scheme (noaps): Provides monthly pension.
  • Senior Citizen Savings Scheme (SCSS): Investment options at high interest rate.
  • Atal Pension Scheme: Regular monthly pension ensures.

conclusion

This government scheme with ₹ 36,000 annually is proving helpful in providing financial freedom to senior citizens. It not only strengthens their economic condition but also gives them an opportunity to live life with dignity.

Disclaimer:

This article is written only for the purpose of giving information. Please get complete information by visiting the official portal before applying.

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