Bank of Baroda Zero Balance Account Opening: Now open account sitting at home, know the easy way of Video KYC

In today’s digital age, to make banking services more accessible and simple, Bank of Baroda has online account opening And zero balance account The facility has been started. Under this process, you can open your account sitting at home and for this you do not need to go to the bank branch.

This facility is very useful especially for those people who are unable to go to the bank due to lack of time or other reasons. Bank of Baroda has provided its customers with Video KYC Option to open digital savings account through. In this process the account is opened using documents like Aadhar card and PAN card.

In this article we will tell you that bob zero balance account How can it be opened, what are its features, and how can it be availed.

Bank of Baroda Zero Balance Account Bank of Baroda Zero Balance Account

of Bank of Baroda zero balance account An excellent option for customers who want to avoid the hassle of maintaining minimum balance. This account not only comes with no minimum balance requirement, but it also offers many other features.

How to open account online in Bank of Baroda

The process of opening an online account in Bank of Baroda is very simple and completely digital. Here’s a step-by-step guide:

1. Download BOB World App:
   • First of all from Google Play Store or Apple App Store on your mobile phone bob world app Download.
2. Select Digital Account option:
   • After installing the app, open it and click on the option “Open Digital Account”.
3. Select account type:
   • Here you can choose the suitable account for you such as B3 Silver Account or Zero Balance Account.
4. Fill out the registration form:
   • Fill all the requested information like name, address, mobile number etc. carefully.
5. Upload Documents:
   • Upload the scanned copy of Aadhar Card and PAN Card.
6. Complete Video KYC:
   • Complete KYC through video call. During this time you will have to show your original documents.
7. Activate Account:
   • Once the KYC process is completed your account will be activated immediately and you will be provided with an account number.

Features of Bank of Baroda Zero Balance Account

Bank of Baroda’s zero balance account comes with several attractive features that make it different from other accounts:

• Zero Balance Facility: There is no requirement to maintain minimum balance in the account.
• Lifetime Free Debit Card: Customers get RuPay Platinum Debit Card without any charges.
• Free Internet Banking: Net banking and mobile banking facilities are available free of cost.
• Free SMS and Email Alerts: Receive instant alerts on transactions.
• insurance cover: Personal accident insurance cover up to Rs 2 lakh in some plans.
• Auto Sweep Feature: Option to convert excess funds into fixed deposit.
• Checkbook Facility: Unlimited free check leaves.

Video What is KYC? , What is Video KYC?

Video KYC (Know Your Customer) is a digital process through which customers can verify their identity. In this the customer has to show his Aadhar card and PAN card through video call.

Benefits of Video KYC:

• No need to go to the branch.
• The entire process is completed in just a few minutes.
• Safe and reliable way.

What is BOB World App?

bob world app is the official mobile application of Bank of Baroda that provides digital banking services to the customers. Through this app you can do the following:

• Online account opening.
• Transferring funds (NEFT/IMPS/RTGS).
• Opening FD/RD account.
• Paying bills.
• View mini statement.

Who can open zero balance account?

Zero balance account of Bank of Baroda is suitable for the following individuals:

1. People who are unable to maintain minimum balance.
2. Students (16 to 25 years) who can avail the benefits of Bob BRO Saving Account Scheme.
3. Senior citizens who want facilities without any extra charges.
4. Employed people for whom special salary account schemes are available.

important documents

The following documents are required to open a zero balance account:

1. Aadhar card
2. PAN card
3. Mobile Number (for OTP verification)
4. email id

Bank of Baroda Zero Balance Account vs Regular Savings Account

Disclaimer:

This article has been written for informational purposes only. All the facilities offered by Bank of Baroda are genuine and customers can avail them. However, various schemes and features are subject to change, so visit the bank’s official website or nearest branch for more details.