CAIIB (Certified Associate of the Indian Institute of Bankers) is an advanced certification program designed for professionals working in the banking and financial sectors who have already obtained the JAIIB (Junior Associate of the Indian Institute of Bankers) credential. This career-enhancing examination is conducted biennially by the prestigious Indian Institute of Banking and Finance, with the primary objective of facilitating professional growth and promotion opportunities within the industry.
To assist candidates in their preparation journey, studytoper.in has prepared a carefully compiled PDF containing previous year question papers of CAIIB. This invaluable compilation provides candidates with a thorough understanding of the exam pattern, question types and level of complexity that they may face.
caiib previous year question papers
Candidates appearing for CAIIB exam for the first time will benefit from solving previous year question papers to excel in the exam in their first attempt. By practicing with these papers, candidates can understand the marking scheme and gain insight into various aspects of the CAIIB exam. The free PDF provided contains previous year papers of both compulsory and optional subjects of CAIIB exam.
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CAIIB Previous Year Questions, Download PDF
CAIIB previous year questions are provided for four compulsory papers: Advanced Bank Management (ABM), Bank Financial Management (BFM), Advanced Business and Financial Management (ABFM), Banking Rules and Business Law (BRBL) and one optional paper. (Rural Banking, Human Resource Management, Risk Management, Central Banking, and Information Technology and Digital Banking). Candidates can download CAIIB Previous Year Questions PDF from the link given below.
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CAIIB Previous Year Questions: Benefits
There are various benefits of solving CAIIB previous year question papers, some of which are listed below.
- Exam Pattern Familiar: Solving CAIIB previous year questions helps candidates understand the exam structure, question types and marks distribution in different subjects.
- Understanding Key Topics: CAIIB Previous Year Paper helps in identifying frequently tested topics and concepts, thereby helping banking and financial sector employees to prioritize their study focus.
- Practice and Time Management: Regular practice increases speed, accuracy and time management skills, which are important to perform well in the CAIIB exam.
- Identification of weak area: Analyzing performance in CAIIB previous year question papers helps candidates identify weak areas, allowing targeted improvement strategies.
- confidence boost: Becoming familiar with CAIIB questions builds confidence, which is important for success on test day.
- Concept Modification: Solving CAIIB previous year papers serves as a revision tool to strengthen the understanding and retention of important concepts.
- Question Trend Prediction: Being familiar with the questions asked helps in predicting the possible question trends which ultimately leads to better preparation.
- SIMULATION OF TEST CONDITIONS: Practicing under timed conditions replicates the exam environment, reducing anxiety and increasing comfort during the actual CAIIB exam.
Also Read, CAIIB Admit Card 2024
What types of questions are asked in CAIIB exam?
The CAIIB exam consists of a variety of questions, mainly focusing on multiple choice questions (MCQs) that test the candidate’s knowledge and understanding of banking and financial concepts. Questions generally cover topics such as risk management, financial management, banking rules, advanced bank management and specific optional subjects chosen by the candidate. The questions are designed to assess both theoretical knowledge and practical application in real-world banking scenarios.
Here are some sample questions from previous years (PYQ) of CAIIB exam:
Advanced Bank Management (ABM)
1. What is the primary objective of monetary policy?
a) controlling inflation
b) increasing employment
c) managing the exchange rate
D. all of the above
Year: A) control inflation
2. What does the term ‘Capital Adequacy Ratio’ (CAR) mean in banking?
a) The ratio of a bank’s capital to its assets
B) the ratio of a bank’s capital to its liabilities.
c) The ratio of a bank’s capital to its risk-weighted assets.
d) The ratio of a bank’s capital to its deposits.
Answer: C) The ratio of a bank’s capital to its risk-weighted assets
Bank Financial Management (BFM)
1. Which of the following is a derivative instrument?
a) Fixed Deposit
B) savings account
c) option contract
d) current account
Answer: C) option contract
2. What is ‘Liquidity Risk’ in Banking?
a) The risk that the bank will not have enough cash to meet its obligations.
b) the risk that the bank will incur losses
C) the risk that the bank’s assets will depreciate.
D) the risk that the bank will make less profit.
Year: A) The risk that the bank will not have enough cash to meet its obligations
Advanced Business and Financial Management (ABFM)
1. What is the purpose of a company’s financial statements?
a) Providing information about company performance
B) to meet legal requirements
c) to make managerial decisions
D. all of the above
Answer: D) all of the above
2. What is ‘Economic Value Added’ (EVA)?
a) Net profit after taxes
B) value generated by the company for its shareholders.
C) Revenue minus expenditure.
D) total assets minus liabilities.
Answer: B) The value generated by the company for its shareholders
Banking Regulations and Business Law (BRBL)
1. Which Act regulates the functioning of the Reserve Bank of India?
A) Banking Regulation Act, 1949
B) Reserve Bank of India Act, 1934
c) Companies Act, 2013
d) Negotiable Instruments Act, 1881
Answer: B) Reserve Bank of India Act, 1934
2. What is the maximum amount of compensation that can be given under the Banking Ombudsman Scheme?
A) ₹1 lakh
B) ₹5 lakh
c) ₹10 lakh
(d) ₹20 lakh
Answer: D) ₹20 lakh
Alternative: Risk Management
1. What is meant by ‘credit risk’ in banking?
a) The risk of decline in the value of the bank’s assets.
B) the risk of default by the borrower.
c) the risk of interest rate fluctuations
d) Risk of operational failures
Answer: B) Risk of default by the borrower
2. What is ‘Operational Risk’?
a) Risk of loss due to market fluctuations
b) Risk of loss due to inadequate or failed internal processes, people and systems
c) The risk of the borrower not repaying the loan.
d) Risk of change in government policies
Answer: B) Risk of loss due to inadequate or failed internal processes, people and systems
Practicing these types of questions will help candidates become familiar with the format and complexity of the CAIIB exam.
