The IBPS PO Mains result has been released on 31 January 2025 and candidates who are eligible should now start preparations for the interview round, which is the final stage of the recruitment process. Working in the banking sector is a dream for many candidates, and to help you achieve your goal, we have prepared a list of frequently asked interview questions that you should prepare for success.
IBPS PO Interview Questions that you have to prepare
Before going for the interview round, you are advised to read these questions so that you can answer the question properly. If you are going to appear in the interview time for the first time, you should read these questions more carefully, so that if any of these interviews are asked, you can answer without hesitation.
The most important questions for ibps po interview round:
These are some important questions that will be beneficial and can help you prepare IBPS PO interview.
Individual and behavior questions
- can you introduce yourself?
- What does it inspire you to make a career in banking?
- How will you define a public sector bank (PSU)?
- Why have you chosen to join our bank especially?
- Where do you imagine yourself professionally over the next five years?
- What are your major strengths and areas of improvement?
- Can you walk us through your educational background?
- How do you manage stress and workplace pressure?
- Do you inspire you to perform your best in your role?
- Share an experience where you effectively cooperate within a team.
Banking and financial awareness
- What are the primary responsibilities of Reserve Bank of India (RBI)?
- How does Nabard contribute to public sector banks?
- What distinguishes scheduled banks from non-influential banks?
- What are non-performing assets (NPAs) and their importance?
- Can you explain a variety of bank deposits?
- What is the role of the Reserve Bank of India in the banking ecosystem?
- Define the concept of financial inclusion and its importance.
- What are different types of bank accounts available?
- Explain the meaning and importance of priority sector borrowing (PSL).
- What are the major objectives of Pradhan Mantri Jan Dhan Yojana and other major financial schemes?
Current cases and economic updates
- What are some of the latest developments in the banking industry?
- Can you discuss any economic policy launched by the Government of India?
- What are the current repo rate and reverse repo rate set by RBI?
- How is the banking sector affected by Covid-19 epidemic?
- What is the effect of Digital India initiative on banking services?
- What is the current inflation rate in India?
- How has the implementation of GST affect the banking sector?
- What are some recent bank mergers in India, and how have they affected the industry?
- Can you explain the concept and importance of cryptocurrency in today’s economy?
- What is the current status of the Indian economy?
Technical and banking operations
- What is a balance sheet, and why is it important in banking?
- Define capital adequacy ratio (CAR) and its role in financial stability.
- What are the various loan categories offered by banks?
- How do credits and debit cards vary in terms of use and profit?
- What is Basal III, and why is it important for the banking sector?
- Why is your customer (KYC) process necessary in banking?
- What is microfinance, and how does it support financial inclusion?
- What are the primary responsibilities of an existed officer (PO) in a bank?
- How does a check clearing system function in India?
- What are various fund transfer mechanisms used in Indian banking?
Economic and financial concepts
- What is GDP, and how is it calculated?
- Can you explain the concept of inflation and its effects on the economy?
- What is the fundamental difference between fiscal policy and monetary policy?
- What role does the World Bank play in global financial development?
- How is the demand and supply of market prices?
- What are mutual funds, and how do they work?
- How does savings differ from investment in financial terms?
- What is the stock market, and what role does it play in economic development?
- Define its importance in the word ‘foreign currency’ and global trade.
- What is the balance of payment, and why is it important?
Status and problem
- Describe an example where you have successfully handled a difficult customer.
- What steps will you take if you suspect fraud activity in a customer’s account?
- Can you share an experience where you have overcome the expectations of the customer?
- How do you prioritize tasks when encountered with several deadlines?
- If you disagree with your manager’s decision, how will you handle the situation?
- Share an example where you had to make a quick, yet important decision.
- What will you do if the team members are not actively contributing?
- Describe an opportunity when you had to quickly learn a new skill or concept.
- How do you ensure accuracy and attention in your work in detail?
- What steps will you take if a customer is dissatisfied with your service?
These are some common IBPS PO interview questions that are often and are expected to be asked in the interview round, as well as we recommend all our aspirations to answer and properly questions, the interview panel It should not be realized that the answer came into the interview with reciting the answer. Prepare well and not hesitate while going for an interview round.
Team Bankersda wish you best wishes with your interview round.
