IBPS SO Interview 2025 is an important stage for candidates wishing to become experts (SOs) in various public sector banks. The interview process is designed to assess a candidate’s technical knowledge, banking awareness and general qualifications with their communication skills and personality. Candidates appearing for the Agriculture Area Officer (AFO), IT officer, and other expert roles faced a series of technical, banking and HR-based questions during their interviews. Below is a wide compilation of real interview experiences from various panels, which covers the most asked questions.
IBPS then interview experience 2025
IBPS SO Interview 2025 is designed to test a candidate’s knowledge, confidence and communication skills. Preparations for banking awareness, current affairs, agricultural-related subjects (for AFO candidates), and IT-related knowledge (for IT officials) are important. Candidates should also be ready to answer HR-based questions about their background, strength, weaknesses and career goals.
Hyderabad Panel – 2
This panel focuses on general awareness, agriculture related questions and banking concepts. Some major questions include:
- Introduction – Tell us about yourself.
- Current Affairs and Politics – Who is the MP of your district, and which ministry he handles?
- Agriculture and Economy – Who is the Agriculture Minister of India? What is an alternative effect in agriculture?
- Banking and Government Policies – What is the full form of Niti Aayog, and who is its head? Who is the Rajya Sabha President?
- Current Affairs – What were the recent visits of the Prime Minister? Who is the vice president of USA?
- Agricultural Knowledge – Which crops are grown in your area? Explain the flowers for the stages of fruiting in the mangoes.
- Banking and International Affairs – India’s central bank is RBI, what is the central bank of USA?
- General Knowledge – If you are from Tanali, what is its other name, and why is it called so?
- Republic Day Special – Who was the chief guest for India’s Republic Day celebrations?
Jaipur Panel – 1
The Jaipur panel focused on banking, repo rates and financial plans with questions about the local area of ​​the candidate. Some of the major questions were:
- Personal Details – Name and details about your father’s business.
- Banking and Economy – What is the current repo rate, and what was its previous rate? How does the repo rate affect the economy?
- Government Schemes – What is PM Sanvidhi Yojana?
- Economic Report – Who releases India’s Economic Survey?
- Local Area Knowledge – What are the major soil problems in your area, and what are the solutions?
- Irrigation Technology – Which irrigation method is suitable for Rajasthan, and why?
- What is modern agriculture-high-tech agriculture?
Bangalore Panel – 2
This panel focused on banking, agriculture and adaptability for bank posting. Some questions include:
- Personal Background – Tell us about your original place and what is famous for it.
- Family and agriculture – details about their family farming practices.
- Job and Agriculture – Since you belong to a farmer’s family, will you leave farming when you are posted elsewhere?
- Banking and Agriculture – Explain various irrigation systems.
- General Awareness – What is NITI Aayog?
- Adaptability – If we post you anywhere in India, will you be ready to move?
- Career Inspiration – Why did you choose banking as a career?
Bangalore Panel (IT Officer)
Another IT panel interview in Bengaluru included both technical and general banking questions:
- General Question – Where are you from? What is your place famous for?
- Banking and IT concepts – What is data warehousing, and how is it beneficial for banks?
- Banking Transaction – What is a check? What are the limitations for NEFT, RTGS and IMPS? If you want to transfer of 10 million, which mode should you use?
- SWOT Analysis – Explain SWOT analysis and how banks apply it.
- Currency Knowledge – What is behind ₹ 50 and ₹ 20 notes?
- Banking Career – Why do you want to join an IT officer in an bank?
IBPS SO (IT) Interview Experience
For IT officials candidates, Patna LHO panel asked technical questions related to information technology (IT) and banking:
- Forex and Money Supply – What is the current Forex reserved value? What is money supply?
- Networking and Safety – What is a router? Explain encryption.
- Programming knowledge – Name of a second generation programming language.
- OSI model – How many layers are there in the OSI model, and what are their names?
- Banking It – What is a patch? Explain the difference between NEFT, RTGS, and IMPS in a sentence.
- Current Banking Affairs – What is the current repo rate and CRR?
- UPI and Digital Banking – What is UPI, and how does it work?
General IBPS then interview questions
Many general banking and finance questions were asked in various panels:
- Basic Banking Concepts – What is PMJDY? Explain financial inclusion.
- Banking Technology – What is NEFT, RTGS and CTS? What is MICR and IFSC?
- Agriculture and Banking – What are safe and unsafe loans with examples? What is the minimum land area required for tractor loan?
- Government policies and economy – What were the changes in enrollment policies in the recent budget?
- Banking Regulations – What are NPAs and its types?
Highlights from IBPS so interview experience 2025
- Basic banking concepts such as repo rate, NPA, financial inclusion and banking transactions were often asked.
- Agricultural questions were common for the candidates of the Agricultural Area (AFO).
- Current affairs and general awareness played an important role, in which questions arise on government schemes, budget policies and recent PM visits.
- IT officials were asked technical questions on networking, cyber security and banking technology.
- Personal background questions about family, indigenous space and adaptability for rehabilitation were usually asked.
