The most important topic for central bank ZBO

The Central Bank Zone Branch Officer (ZBO) exam 2025 is to be conducted on 15 March 2025, making it important for candidates to focus on the most important topics to maximize their score. Understanding important themes and weightage of each section can help candidates to streamline their preparation and improve the possibility of success. This article provides a wide breakdown of the most important subjects for the Central Bank ZBO Exam 2025.

The most important topic for central bank ZBO

The central bank ZBO exam includes four major segments: English language, banking knowledge, computer knowledge and current economic landscape and general awareness, with a total of 120 marks. In these classes, the weight of the banking knowledge section is 50% of the total maximum marks, which makes it the most important. Therefore, candidates should pay proper attention while preparing this section. However, other sections are also important and score excessive, such as English and computer knowledge.

Section-wise most important topic for central bank ZBO

First, candidates should prioritize higher scoring classes, ie banking knowledge (60 digits) should focus more as it carries the highest weightage. Here are the most important topics for Central Bank ZBO.

1. English language (20 digits)

The English language section tests the proficiency of the candidates in grammar, vocabulary and understanding. Since there are 20 points in this section, candidates should focus on speed to secure accuracy and speed. Important topic for English language:

• reading comprehension: Route based on banking, finance, economy and current affairs
• error detection: Spot grammatical and relevant errors in sentences
• Sentence correction: Cure grammatical mistakes
• cloze test: Fill the spaces based on relevant understanding
• For Jumbles: Arranged
• synonyms antonyms: Vocabulary-based questions
• Idiom and phrases: Understanding usually used expressions
• Fill the spaces: Grammar and vocabulary-based questions

Strategy for English Language:

• To improve understanding and vocabulary, focus on reading newspapers like Hindu or economic time.
• Practice mock tests and previous year papers to improve accuracy.
• Strengthen grammar regulations related to time, east, subject-action agreement and articles.

2. Banking knowledge (60 digits)

The Banking Knowledge Section carries the highest load (60 digits) and is important to qualify in the examination. Candidates should have strong understanding of banking rules, financial institutions, RBI policies and current banking trends. Important topics for banking knowledge:

• Banking vocabulary: Basic banking words such as repo rate, reverse repo rate, SLR, CRR, etc.
• Reserve Bank of India (RBI): Work, Monetary Policy, RBI Report and Circular
• Banking and Financial Rules: Basal Criterms, Sarfaesi Act, Banking Lokpal, and Financial Inclusion Schemes
• Types of banks and their functions: Commercial Bank, Cooperative Bank, Payment Bank, Small Finance Bank, etc.
• NPA (non-performing property) and its effect: Classification of NPAs, provisions and resolutions
• Banking and Digital Payments: UPI, IMPS, NEFT, RTGS, Payment Wallet and Fintech Innovation
• Recent developments in banking sector: Missing, new banking policies, recent guidelines of RBI
• Report on important committees and banking: Nachicate More Committee, Narasimham Committee, etc.
• Banking related schemes: PM Jan Dhan Yojana, Mudra, Stand-up India, etc.

Strategy for banking knowledge:

• Read RBI circular and report to stay updated on banking trends.
• Follow banking news on platforms such as economic time, commercial standard and RBI websites.
• Practice banking awareness quiz and mock test for better retention.

3. Computer knowledge (20 digits)

This section evaluates the understanding of candidates of IT applications related to basic computer operations, software and banking. Important topic for computer knowledge:

• • Computer Fundamental: Input-output devices, memory, hardware and software
  • Operating System: Windows, Linux, McOS, and their functions
  • MS Office (Word, Excel, PowerPoint, etc.): Shortcuts, features and applications
  • Internet and Networking Concepts: LAN, WAN, IP Address, Cloud Computing
  • Cyber ​​Security and Digital Banking: Cyber ​​threats, fishing, ransomware and data encryption
  • Database Management System (DBMS): SQL, data storage and cloud database

• Computer brief and shortcut: Important IT vocabulary and keyboard shortcut

Strategy for Computer Knowledge:

• Pay attention to basic concepts and practical applications related to banking.
• Modify commonly used MS office facilities and cyber security measures.
• Practice computer awareness quiz to improve recall.

4. Current Economic Scenarry and General Awareness (20 digits)

This section tested the candidates’ awareness about the current economic trends, financial updates and global economic development. Important topics for current economic landscape and general awareness:

• Indian economy observation: GDP growth, fiscal policy and economic indicators
• Current Affairs (last 6-8 months): Major national and international programs
• Budget and Economic Survey: Major highlights and government initiatives
• International Financial Institute: IMF, World Bank, ADB, BRICS Bank, etc.
• Government schemes and policies: PM Awas Yojana, Atmanirbhar Bharat, Digital India, etc.
• Stock market and financial market: Sensex, Nifty, Sebi Regulations
• Business and Commerce: India’s trade agreement, FDI, export and imports
• Important appointments and awards: RBI Governor, Finance Minister, Nobel Prize winner in Economics, etc.

Strategy for current economic landscape and general awareness:

• Read newspapers and financial magazines like The Hindu, Business Standard and Economic Times.
• Follow the Economic Survey for Union Budget, Monetary Policy and Major updates of RBI.
• Practice daily current affairs quiz for quick amendment.