Pension schemes in India have always been an important part of social security. Recently, the Bhajanlal government and the central government have made several significant changes and announcements in pension schemes. The purpose of these changes is to provide more financial security to the old people, disabled, widows and other needy classes. In this article, we will discuss in detail about outstanding pension, 5 major announcements of pension, new names and Bhajanlal government’s new scheme 2025.
Outstanding pension will be available from March 1
The government has announced that pending pension applications will be settled and payment of their dues to the beneficiaries will start from 1 March 2025. This decision has brought relief for those whose pension was stopped due to technical or administrative reasons.
Main point:
- DBT system applicable: Pension will be deposited directly in the bank accounts of beneficiaries through Direct Benefit Transfer (DBT).
- Technical Reforms: The new portal has been launched, which will make the application process easier and transparent.
- Timely payment: The government has promised to ensure timely payment on time every month.
5 big announcements of pension
The government has made several major changes about pension schemes in 2025. Let’s look at these announcements:
- Minimum pension amount increased:
- Now the minimum pension amount will be ₹ 10,000 per month.
- This will be applicable to old people and disabled.
- Increase in dearness allowance (DA):
- The DA will be revised on the basis of the Consumer Price Index (CPI) of industrial workers.
- This will increase the pension amount from time to time.
- Family pension improvement:
- After the death of the employee, his family will get 60% of the final salary.
- This benefit will be given to widows and dependent children.
- Unified Pension Scheme (UPS):
- The scheme has been created by combining the Old Pension Scheme (OPS) and National Pension System (NPS).
- 50% of the final salary under UPS will be given as fixed pension.
- Portability facility:
- Now beneficiaries can remove their pension from any bank branch of the country.
- PPO transfer will not be required.
New names will be added
The government has announced that many new beneficiaries will be included in various schemes from 2025.
Eligibility Criteria:
- Unorganized sector workers, street vendors and folk artists will now be able to become part of the schemes.
- Monthly income should be less than ₹ 15,000.
- Registration on the e -ram portal of the central government will be mandatory.
Bhajanlal New Scheme 2025
Bhajanlal government of Rajasthan has launched the Chief Minister Vishwakarma Pension Scheme. The scheme is specially made for unorganized workers, street vendors and folk artists.
The purpose of the scheme:
The purpose of this scheme is to provide financial security in old age.
Plan details:
| Speciality | Acquaintance |
| Name of the scheme | Chief Minister Vishwakarma Pension Scheme |
| Applied date | 1 April 2025 |
| minimum age | 60 years |
| Monthly contribution | ₹ 100 |
| Monthly pension amount | ₹ 3000 |
| Eligibility | Unorganized workers, street vendors, folk artists |
Main characteristics:
- On the death of the contributor, half pension will be given to the spouse.
- The plan will be allowed to leave after a three-year lock-in period.
- The interest rate of savings account will be applicable on the deposit amount.
Integrated pension scheme (UPS)
The Unified Pension Scheme (UPS) implemented by the central government is a revolutionary step. The scheme combines the benefits of both OPS and NPS.
Quick details of UPS:
| Speciality | Acquaintance |
| Minimum service | 10 years |
| Minimum pension amount | ₹ 10,000 per month |
| Maximum pension amount | 50% of the final salary |
| Family pension | 60% of salary at the time of death |
| dearness allowance | Applicable |
Other important announcements
- EPS Amendment:
- In the employee pension scheme (EPS), the minimum amount is ready to be increased from ₹ 1000 to ₹ 5000.
- Digital Payment System:
- The base -based payment system will be applicable, making the process faster and transparent.
- Catch-up contribution limit increased:
- The catch-up limit for the age group of 60-63 years has been reduced to ₹ 11,250.
- Dearness allowance increase:
- DA will increase every six months, which will give relief to the beneficiaries from inflation.
conclusion
All these changes and new schemes introduced in 2025 will directly benefit millions of citizens across the country. Especially the elderly, disabled and unorganized sector workers will get financial stability from these schemes.
Disclaimer:
This article is written only for the purpose of providing information. Readers are advised to verify the information by visiting the concerned government department or official portal before applying in any scheme.
