The aim of the Pradhan Mantri Awas Yojana (PMAY) is to provide a pucca house to every citizen. Under this scheme, the government provides financial assistance to families of economically weaker sections (EWS), low income group (LIG), and Middle Income Group (MIG). Now PM Housing 2.0 Online Survey 2025 has started, in which eligible beneficiaries can apply through Aadhaar OTP. The application process is simple and can be completed online.
In this article, we will give you all the important information of this scheme, such as the application process, eligibility, necessary documents, and the purpose of the scheme. If you want to take advantage of this scheme, read it carefully.
PM Kanath 2.0 Online Survey 2025 Overview
| Name of the scheme | Pradhan Mantri Awas Yojana Urban 2.0 |
| Beneficiary | Economically weaker section, low income group and middle income group |
| Financial aid | ₹ 1.2 lakh to ₹ 2.5 lakh |
| Application mode | Online |
| official website | PMAY-Aurban.gov.in |
| Period of plan | 2024-2029 |
| Target | Construction of 1 crore houses |
| Last date of application | Will be declared soon |
What is PM Housing Scheme Urban 2.0?
The objective of Pradhan Mantri Awas Yojana Urban 2.0 is to provide pucca houses to poor and middle class families living in urban areas. The scheme is specially made for those who do not have their own homes. Under this, the government provides financial assistance so that people can build their homes.
The four major components of this scheme are:
- Slum redevelopment
- Credit Linked Subsidy Scheme (CLSS)
- Partnership affordable housing
- Beneficiary based individual construction (BLC)
Benefits of PM Housing Scheme
- Financial Assistance: Financial assistance of ₹ 1.2 lakh in plains and ₹ 1.3 lakh in hilly areas.
- Interest subsidy: Rebate in interest rate on home loan.
- Social reform: Help in improving the standard of living of the poor.
- Simple application process: through online application system.
Eligibility for PM Housing 2.0 Online Survey
The following eligibility conditions are to avail the scheme:
- The applicant should be an Indian citizen.
- Any family member should not have any firm house in advance.
- Annual Income:
- EWS: up to ₹ 3 lakhs
- LIG: ₹ 3 lakh to ₹ 6 Lakh
- MIG: ₹ 6 lakh to ₹ 9 lakh
- Priority will be given to women applicants.
Required documents
The following documents will be required while applying:
- Aadhar card
- Identity Card (PAN Card/Voter ID/Driving License)
- Income certificate
- Bank account statement
- Property certificate (if applied)
- Last 6 months bank statement
- Certificate of construction cost
Application process for PM Housing Scheme Urban 2.0
Follow the steps below to apply online:
- Visit the official website PMAY-Aurban.gov.in.
- Click on the ‘Citizen Assessment’ option and choose ‘Apply Online’.
- Enter your Aadhaar number and click on ‘Send OTP’.
- Enter the obtained OTP and start the process of filling the form.
- Fill personal information, income details, address and bank account details.
- Upload all the necessary documents.
- Submit the form and print the application slip.
How to check PM Housing Scheme Application Status?
If you have applied, you can check your position online:
- Go to the official website.
- Click on the ‘Track Application Status’ option.
- Enter your Aadhaar number or application number.
- The situation will appear on the screen.
The main features of PM Housing Scheme
| Component | Description |
| Slum redevelopment | Reconstruction of slums |
| Credit Linked Subsidy Scheme | Interest rate discount |
| Partnership affordable housing | Partnership with private companies |
| Beneficiary -based construction | Help individual home construction |
Why is the application necessary in the last three days?
The last date for the scheme is going to be announced soon. If you are eligible, apply early so that your name can be included in the list. People applying in the last three days can be given priority.
Rejuvenation
This article is written only for the purpose of providing information. Please note that the reality and process of any government scheme should be confirmed by the concerned official website or government department. Changes in plans are possible.
