Government of India Pradhan Mantri Awas Yojana (PMAY) Under this, a target has been set to provide a permanent house to every citizen of the country. The objective of this scheme is to provide affordable housing to poor and middle class families. PMAY 2.0 Under this, the government has planned to provide financial assistance for building or purchasing houses in rural and urban areas.
If you also want to take advantage of this scheme, then the online application process for it has started. In this article we will tell you that Pradhan Mantri Awas Yojana 2025 How to apply, its benefits, eligibility, required documents, and other important information. Besides, we will also explain to you whether this scheme is real or not.
What is Pradhan Mantri Awas Yojana 2025 (PMAYU 2.0)?
Pradhan Mantri Awas Yojana is a major scheme of the Government of India, the objective of which was to provide houses to all by 2022. now it PMAU 2.0 As has been extended till 2025. Under this scheme, the government provides subsidy to people from Economically Weaker Section (EWS), Low Income Group (LIG), and Middle Income Group (MIG) to build or buy a house. This scheme is divided into two parts : :
- Pradhan Mantri Awas Yojana (Rural) – To provide houses in rural areas.
- Pradhan Mantri Awas Yojana (Urban) – To build or buy a house in urban areas.
Brief description of Pradhan Mantri Awas Yojana 2025
| name of the scheme | Pradhan Mantri Awas Yojana 2025 (PMAYU 2.0) |
|---|---|
| start date | Year 2015 (revised: to 2025) |
| Target | providing permanent housing to all |
| beneficiary category | ews, like, me |
| subsidy rate | up to 6.5% |
| application process | online and offline |
| application status | But |
| last date | not announced yet |
PM Awas Yojana Apply Online: Application Process
It is very easy to apply for Pradhan Mantri Awas Yojana. You can do it both online and offline. Given below is the process of online application:
- First of all go to the official website.
- Click on “Citizen Assessment” section.
- Select your category like EWS, LIG or MIG.
- Enter Aadhaar card number and click on “Submit”.
- Fill the application form which includes personal information, income details and asset information.
- Upload the required documents.
- Submit the form and download the receipt.
For offline application, you can go to the nearest CSC center or Municipal Corporation office.
Benefits of Pradhan Mantri Awas Yojana
Beneficiaries get several benefits under this scheme:
- Interest Subsidy: Interest subsidy up to 6.5% is available on home loan.
- Financial Aid: Poor families are given financial assistance to build or buy houses.
- Covering all sections: This scheme covers categories like EWS, LIG and MIG.
- affordable housing: Affordable houses are constructed in urban and rural areas.
- Priority to women: It is mandatory for the house to be owned in the name of women.
eligibility criteria
Following are the eligibility criteria to avail the benefits of Pradhan Mantri Awas Yojana:
- Beneficiary’s annual income:
- EWS: Up to ₹3 lakh
- LIG: ₹3 lakh to ₹6 lakh
- MIG: ₹6 lakh to ₹18 lakh
- There should not already be any permanent house in the name of the beneficiary or any member of his family.
- The beneficiary must be an Indian citizen.
- Women will be given priority.
necessary documents
The following documents will be required when applying:
- Aadhar card
- Identity Card (PAN Card/Voter ID)
- income certificate
- copy of bank passbook
- Property related documents
- passport size photo
Other important things related to PMAYU 2.0
- This scheme is applicable in both urban and rural areas.
- Preference is given to women, Scheduled Caste/Tribe and persons with disabilities.
- Affordable houses are constructed using environment friendly technologies.
PM Awas Yojana FAQs (Frequently Asked Questions)
Q1: What is the objective of Pradhan Mantri Awas Yojana?
Its objective is to provide permanent houses to all citizens.
Q2: Is this scheme only for the poor?
No, this scheme is available for all categories like EWS, LIG and MIG.
Q3: What is the last date to apply?
The last date has not been announced yet.
Q4: Can women also apply?
Yes, women are given preference.
Q5: How much subsidy is available?
Maximum interest subsidy on home loan is 6.5%.
Disclaimer:
This article has been written for informational purposes only. Pradhan Mantri Awas Yojana is a government initiative, but many fake websites and fraudulent activities are going on in its name. Get information from official sources before applying. Do not give your personal information on any suspicious website.
