The Government of India has launched several schemes to promote animal husbandry in rural areas and improve the economic condition of farmers. One of these is the major scheme. PM Animal Husbandry Scheme 2025, under which cattle rearers are provided loans at affordable rates to start business. The main objective of this scheme is to make farmers and rural entrepreneurs self -reliant and promote dairy and animal husbandry industry in the country.
In this article, we will give you every information related to PM Pashupalan Yojana 2025, such as benefits, eligibility, application process, necessary documents and other important information of this scheme.
What is PM Animal Husbandry Scheme 2025?
PM Pashupalan Yojana 2025 is a government initiative, which aims to provide loans to farmers and cattle rearers at low interest rates. Under this scheme, farmers can take loans ranging from 1 lakh to 10 lakh rupees. The scheme is specially designed for those who want to start business related to cow, buffalo, goat, poultry or other livestock.
Through this scheme, the government is not only strengthening the agricultural sector but is also creating new employment opportunities in rural areas.
Brief description of PM Animal Husbandry Scheme 2025
Name of the scheme | PM Animal Husbandry Scheme 2025 |
Beneficiary | Farmer and cattleman |
Loan amount | ₹ 1 Lakh to ₹ 10 Lakh |
Interest rate | Low interest rate (7%-9%) |
Application process | online offline |
Eligibility age limit | 18 to 60 years |
Required document | Aadhar card, PAN card, bank account details |
Target | Increase employment and self -sufficiency in rural areas |
Benefits of PM Animal Husbandry Scheme
Through this scheme, many benefits are given to farmers and entrepreneurs:
- Loan at low interest rate: Under this scheme, loan interest rates are much lower than normal banks.
- Easy application process: The process of applying is simple and convenient.
- Subsidy: In some cases subsidy is also provided by the government.
- Employment opportunities: Employment creation is promoted in rural areas.
- Business Extension: Farmers can easily increase their business.
Eligibility Criteria
To avail this scheme, you have to fulfill the following conditions:
- The applicant should be a citizen of India.
- The age of the applicant should be between 18 and 60 years.
- The applicant should be a farmer, cattleman or rural entrepreneur.
- No bank should be dues on the applicant.
- The applicant’s CIBIL score should be good.
- The applicant should have a proper plan to start or expand the animal husbandry business.
How to apply for PM Pashupalan Loan Yojana)
It is very easy to apply in this scheme. Follow the steps below:
- Go to your nearest bank branch.
- Go there and get animal husbandry loan application form.
- Fill the form carefully and attach all the required documents.
- Submit the filled form to the bank officer.
- The bank will check your application and inspect your project or site if needed.
- If your application is approved, the loan amount will be transferred to your account.
Required documents
It is necessary to submit the following documents while applying the loan:
- Aadhar card
- PAN card
- Residence certificate (eg ration card or electricity bill)
- Income certificate
- Bank statement (last 6 months)
- Project Report (Complete information of animal husbandry business)
- Passport Size Photo
- Mobile number
Interest rates of PM Animal Husbandry Loan Scheme
Interest rates in this scheme have been determined as follows:
Loan amount | Interest rate |
Up to ₹ 2 lakh | 7% per year |
From ₹ 2 lakh to ₹ 5 lakh | 8% per year |
More than ₹ 5 lakh | 9% per year |
Note that the interest rate can change from time to time. Contact your nearest bank branch for accurate information.
How to get PM animal husbandry loan? (Pashupalan loan kaise milega)
- First of all you have to go to your nearest bank branch.
- Going there, filling the application form will have to be submitted.
- Attach all the required documents.
- Bank officials will inspect your project or site.
- If all the conditions are met, the loan will be approved.
PM Animal Husbandry Scheme VS Other Schemes
Speciality | PM Animal Husbandry Scheme | other plans |
Maximum loan amount | 1 million | Up to ₹ 5 lakh |
Interest rate | Starts at 7% | 9% or more |
Guarantee requirement | No (up to ₹ 1.6 lakh) | Yes |
Subsidy | Yes (up to 33%) | No |
conclusion
PM Animal Husbandry Scheme 2025 is an excellent initiative that helps farmers and rural entrepreneurs to become self -sufficient. The affordable loan and subsidy found under this scheme has given many people a chance to start their business.
Disclaimer:
This article is written only for the purpose of providing information. Please note that the reality and eligibility of all the schemes should be confirmed by the concerned government department or bank branch.