Prime Minister Vishwakarma Toolkit Yojana (PM Vishwakarma Toolkit Yojana) is an important scheme launched by the Government of India to provide financial assistance to traditional artisans and craftsmen. The objective of this scheme is to equip modern equipment working in the unorganized sector of the country with modern equipment and promote their business.
Under this scheme, eligible beneficiaries are provided an e-voucher of ₹ 15,000, which they can use to buy the necessary tools for their work. In addition, incentives are also given for training, loan assistance and digital transactions under the scheme. Let us know in detail about this scheme.
What is PM Vishwakarma Tool Kit Yojana?
Prime Minister Vishwakarma Toolkit Yojana is a part of the Pradhan Mantri Vishwakarma Yojana. The objective of this scheme is to identify artisans associated with traditional businesses and help them in their work. Beneficiaries can equip their business with modern equipment through toolkit e-voucher.
Brief description of the scheme
| Name of the scheme | Prime Minister Vishwakarma Toolkit Scheme |
| Beneficiary | Artisans associated with 18 traditional businesses |
| Financial assistance | ₹ 15,000 e-voucher |
| Training | 5-7 days basic training |
| loan facility | Loan up to ₹ 1 lakh and ₹ 2 lakh |
| Registration process | Online portal or csc center |
| Training stipend | ₹ 500 per day |
| Toolkit usage | Only at authorized centers |
Main benefits of PM Vishwakarma Toolkit Scheme
Under this scheme, many types of facilities are provided to artisans which help to increase their business:
- E-voucher of ₹ 15,000: This amount is sent to the beneficiary’s bank account through DBT (Direct Benefit Transfer).
- Training: Basic training of 5-7 days and 15 days of advance training.
- Training stipend: ₹ 500 per day is given during training.
- Loan facility: Loans of ₹ 1 lakh and ₹ 2 lakh are provided without any guarantee.
- Digital Transaction Incentive: Digital transactions are given ₹ 1 per transaction (up to 100 transactions).
- Marketing Support: Artisans are helped in branding and promotion of their products.
Eligibility for PM Toolkit Scheme
Some essential eligible eligibility has been set to apply in the scheme:
- The age of the applicant should be at least 18 years.
- The applicant self-employment in the unorganized sector.
- Applicants are related to traditional business like carpentry, blacksmith, goldsmith, tailor etc.
- It is mandatory to have Aadhaar card, bank account details and income certificate.
Business involved in PM Vishwakarma Toolkit Scheme
A total of 18 traditional businesses have been included in the scheme. These include mainly the following:
- Carpenter
- Blacksmith
- Goldsmith
- Tailor (tailor)
- Washerman
- Potter
- Toy Maker (Toy Maker)
- Boat maker
- Garland Maker
Application process
It is very easy to apply for PM Vishwakarma Toolkit Scheme. The following stages can be adopted for this:
- Online registration: Apply by visiting the official portal.
- CSC Center: Complete the application process by visiting the nearest CSC center.
- Aadhaar based verification: Aadhaar card and biometric verification are necessary.
- Training Certificate: Get a certificate after successful training.
How does PM Vishwakarma toolkit e-voucher work?
E-voucher is a digital voucher that can be used only at authorized centers. Through this, beneficiaries can buy modern equipment for their work. This voucher helps artisans to make self -reliant and increase their efficiency.
Importance of PM Vishwakarma Yojana
This scheme not only provides financial assistance but also gives artisans an opportunity to bring modernity in their work. This increases their income and can reach out to large markets.
Disclaimer:
This article has been written with the objective of giving information about PM Vishwakarma Toolkit Scheme. However, some people may be confused about this plan. It is a real government scheme that provides financial assistance to eligible beneficiaries. If you are eligible, you can avail this scheme.
