Pradhan Mantri Vishwakarma Yojana (PM Vishwakarma Yojana) An important initiative of the Government of India is, the aim of the country Traditional artisans And Craftsmen To Financially empowered Have to make. This scheme has been launched especially for those who for generations Expert in traditional work Are, but Shortage of modern resources Could not move forward due to this.
Under this scheme, the government not only provides financial assistance, but also Training, Tool kit, loan And Digital transactions Like it also provides many benefits. In today’s time, when India Direction of becoming self -sufficient I am moving fast, so the role of traditional artisans has become even more important.
The government wants these artisans to improve their skills further, carry forward their business and Contribute to the country’s economyWith this thinking, the Pradhan Mantri Vishwakarma Yojana has been started, so that millions of artisans and craftsmen can get direct benefits.
Under this scheme Online form The filling process has also been kept very easy, so that artisans living in every corner of the country can also take advantage of it. Now know in detail what is the PM Vishwakarma Yojana, its benefits, eligibility, application process and all the necessary points related to it.
PM Vishwakarma Yojana Overview
| point | Description |
| Name of the scheme | Pradhan Mantri Vishwakarma Yojana (PM Vishwakarma Yojana) |
| Launch date | 17 September 2023 |
| Objective | Traditional artisans and craftsmen |
| Total budget | 13,000 crore rupees (2023-24 to 2027-28) |
| Beneficiary | Artisans associated with 18 traditional businesses |
| key benefits | Training, tool kit, stipend, cheap loan, digital incentive |
| Application process | Online (via PMVISHWAKARMA.GOV.IN or CSC) |
| Nodal department | Ministry of Micro, Small and Medium Enterprises (MSME) |
| Credit assistance | First installment 1 lakh, second installment 2 lakh rupees (5% interest) |
| Tool kit aid | 15,000 rupees |
| Training stipend | 500 rupees per day |
| Digital transaction encouragement | 1 rupee per transaction (up to 100 transactions per month) |
Main benefits of PM Vishwakarma Yojana
- Training: Under the scheme, the beneficiaries are provided with 15 days free training, in which they are taught the technique to improve their work further.
- Stensend: During training, a stipend of Rs 500 is given every day, so that the artisans do not have any financial problem.
- Tool kit aid: A assistance amount of Rs 15,000 is given to buy a tool kit, so that artisans can buy the necessary tools for their work.
- Loans at cheap interest rate: Under the scheme, artisans are given a loan of Rs 1 lakh in first installment at 5% interest rate and up to Rs 2 lakh in second installment.
- Digital transaction encouragement: To promote digital transactions, every transaction gets an incentive of Rs 1 (maximum 100 transactions per month).
- Marketing and branding assistance: Artisans are also assisted in marketing and branding their products.
Eligibility for PM Vishwakarma Yojana
- The age of the beneficiary should be at least 18 years.
- The beneficiary should be connected to one of the 18 traditional businesses.
- The beneficiary works on his own (self-effoed) and is employed in the unorganized field.
- The beneficiary or any other member of his family has not taken advantage of any other credit -based scheme of the Central or State Government (eg PMEGP, Mudra, PM Self -Ridhi) in the last 5 years.
- Only one member from a family will get the benefit of the scheme. (Family = husband, wife and unmarried baby)
- The person working in government service and their family members are not eligible for this scheme.
18 businesses included under PM Vishwakarma Yojana
- Carpenter (Suthar)
- Boat manufacturer
- Weapon
- Blacksmith
- Hammer and tool kit manufacturer
- Locked
- Goldsmith (Goldsmith)
- Potter
- Sculptor
- Cobbler
- Basket/mat/broom manufacturer/jute weaver
- Masons
- Barber
- Doll and toy manufacturer
- Garlander
- Washerman
- Tailor
- Fishing melter
Online application process for PM Vishwakarma Yojana
- Step 1: Aadhaar and Mobile Verification
- First of all you have to go to your nearest Common Service Center (CSC).
- It is necessary to get Aadhaar card and mobile number verified there.
- Step 2: Filling application form
- After verification, the online application form is filled with the help of CSC or Gram Panchayat Department.
- Personal information, business details, bank account etc. have to be filled in the form.
- Step 3: Uploading documents
- Necessary documents such as Aadhaar card, business proof, bank passbook, passport size photos etc. have to be uploaded.
- Step 4: Final submission and receipt obtained
- After filling all the information and uploading the documents, submit the form.
- Get the Acknowledgment receipt, which will help in further process.
Documents required for PM Vishwakarma Yojana
- Aadhar card
- Mobile number (link to Aadhaar)
- Copy of bank passbook
- Passport Size Photo
- Business certificate (if available)
- Caste certificate (if applied)
How to choose the beneficiaries of PM Vishwakarma Yojana?
- The application is examined by the concerned department.
- After confirmation of eligibility, the beneficiary is issued PM Vishwakarma Certificate and ID card.
- After this, the beneficiaries are provided facilities like training, tool kit, stipend and loan.
The main objective of PM Vishwakarma Yojana
- To strengthen traditional artisans financially.
- To connect his skills with modern techniques.
- To promote self -employment.
- Empower small businesses in rural and urban areas.
- Help in digital transactions and marketing.
Contact for PM Vishwakarma Yojana
- Helpline Number: 1800267777, 17923, 011-23061574
Special things of PM Vishwakarma Yojana
- The benefit of the scheme will be available to artisans from rural and urban areas across India.
- Special focus to promote traditional businesses.
- Encourage digital transactions under Digital India.
- Strengthen the self -sufficient India campaign.
Some important suggestions related to PM Vishwakarma Yojana
- Keep all the documents correct and updated while applying.
- Keep checking the application status from time to time from the portal or CSC.
- Take full advantage of training and tool kit.
- Use loan to increase business.
- Maximum use digital transactions and marketing facilities.
conclusion
The Pradhan Mantri Vishwakarma Yojana is proving to be a boon for the traditional artisans and craftsmen of the country. Under this scheme, not only financial assistance is provided, but also facilities like training, tool kit, loan and marketing at affordable interest rate.
With this, artisans can take their business to new heights and become self -sufficient. If you are also eligible, then take advantage of this scheme as soon as possible and pursue your skills.
Disclaimer: This article is written only for the purpose of information. The PM Vishwakarma Yojana is a real and active scheme of the Government of India, which aims to empower traditional artisans and craftsmen.
All the information related to the application process, eligibility and profit is based on government portal and reliable sources. Before applying, check information from the official portal or nearest CSC. Avoid any kind of fraud and apply only through authorized means.
