Use ₹ 15,000 toolkit voucher in PM Vishwakarma Yojana – StudyToper

Pradhan Mantri Vishwakarma Yojana (PM Vishwakarma Yojana) is an ambitious initiative of the Government of India, which was launched on 17 September 2023. Its purpose is to empower traditional artisans and craftsmen. Under this scheme, the government provides financial assistance, training, and modern tools to artisans associated with 18 types of traditional businesses. The main attraction of the scheme is the toolkit e-voucher of ₹ 15,000, which helps the beneficiaries to buy the equipment required for their work.

This article will tell you how to use this voucher, what are its benefits, and what is the process of getting it.

What is PM Vishwakarma Yojana and Toolkit voucher?

Under the PM Vishwakarma Yojana, ₹ 15,000 toolkit e-voucher is given to the artisans who have registered under the scheme and have completed the necessary training. This voucher is in digital form and can only be used to buy tools from authorized vendors.

Purpose of the scheme

• Providing modern tools to traditional artisans and craftsmen.
• Advanceing their skills and increasing their income.
• Help them self -sufficient and to help in the competitive market.

Brief description of PM Vishwakarma Toolkit voucher

How to get toolkit vouchers?

Eligibility

• The applicant should be a citizen of India.
• The age of the applicant should be at least 18 years.
• The applicant should be a traditional artisan or craftsman who works in the unorganized sector.
• Government employees or their families are not eligible for this scheme.
• Only one member of the family can avail.

Required documents

1. Aadhar card
2. Ration card
3. PAN card
4. Income certificate
5. Bank account statement
6. Passport Size Photo

Application process

1. Registration: Go to the official website (PMVISHWAKARMA.GOV.IN).
2. OTP Verification: Verify OTP by entering mobile number.
3. Fill personal information: Name, date of birth, address etc.
4. Upload the document: Upload the required documents.
5. Submit the application: Check all the information and submit the application.
6. Note the application number: Keep the application number safe for future reference.

How to use ₹ 15,000 toolkit voucher?

Voucher redeem stages

1. Get a voucher: After completion of training, e-voucher will be sent to your registered mobile number.
2. Download the BHIM UPI App: Install the BHIM UPI app on your smartphone and link it to the bank account.
3. Go to the e-Voucher section: Login in the BHIM app and choose ‘Recharge & Bill Payment’ section.
4. Activate the voucher: See the voucher of ₹ 15,000 in the ‘Inactive’ section and activate it.
5. Go to the authorized seller’s shop: Buy tools from the government recognized seller.
6. Scan QR Code: Scan the QR code given by the shopkeeper by scanning the BHIM app.

Benefits of Toolkit voucher

1. Modern tool buying facilities.
2. Improvement in quality of work.
3. A capacity to increase income.
4. Promote digital payment.

Other benefits of the scheme

1. Training stipend: ₹ 500 per day is given during basic training.
2. Credit Support: A loan of up to ₹ 1 lakh without guarantee is available in the first installment and a loan of up to ₹ 2 lakh is available in the second installment. The interest rate is only 5%.
3. Digital transactions incentive: ₹ 1 (up to 100 transactions) incentives are given on every digital transaction.
4. Marketing Support: Brand promotion, quality certification, onboarding on e-commerce platforms etc.

conclusion

The PM Vishwakarma Yojana is a big step towards empowering artisans and craftsmen. A toolkit voucher of ₹ 15,000 not only makes their work easier but also increases their income. To avail the scheme, it is necessary to understand the eligibility and application process correctly.

Disclaimer: This article is written only for informative purposes. Rules related to the scheme can change from time to time. Contact the official website or the concerned government office for the latest information.