Selection between PNB So 2025 and IBPS can be difficult, as both provide good salary, profit and career growth. While PNB SO provides high salary IBPS, so many banks provide more flexibility in terms of job locations and opportunities. PNB So gives the benefit of working in a reputed public sector bank with better allowances, while IBPS hence opens doors to various banks under IBPS. To understand the differences, read the full article and decide to suit your career goals better.
PNB So 2025 vs IBPS so
Select PNB to recruit 2025 And IBPS Specialist Officer (SO) needs to understand their salary structures, allowances, benefits and opportunities for development of career. Both roles offer stable banking careers with attractive packages, but there are significant differences in pay scale, job profiles and promotion. Let’s compare them to help you decide better options.
Salaries comparison
Both PNB SO and IBPS have equal early salaries, but in MMGS-II and MMGS-III receive much higher salary than PNB SOS IBPS SOS.
PNB So 2025 Salary
PNB provides attractive salary to expert officers based on their grade. The updated pay scale under 12th bipoly disposal is:
- Junior Management Grade Scale-I (JMGS-I): ₹ 48,480 – ₹ 85,920
- Middle Management Grade Scale-II (MMGS-II): ₹ 64,820 – ₹ 93,960
- Middle Management Grade Scale-III (mmgs-III): ₹ 85,920 – ₹ 1,05,280
These figures represent the increment in years, with increases at certain intervals.
IBPS then 2025 salary
IBPS is therefore placed with the following pay scale in various public sector banks:
- ₹ 48,480 – ₹ 85,920.
- In-hand salary: ₹ 55,000- ₹ 60,000 per month.
Allowance and allowances
Both PNB SO and IBPS, therefore, officers get additional allowances with their original salary, increasing their overall compensation. This includes:-
- Dearness allowance (da): Payed as a percentage of basic salary to offset inflation.
- Home Fare Allowance (HRA): The posting varies depending on the city.
- City Affirmation Allowance (CCA): Gave for posting in metropolitan areas.
- medical insurance: Health coverage for employees and dependents.
- Leave holiday concession (LFC): Reimbursement for travel expenses.
- retirement benefits: Provident Fund (PF), including gratuity and pension schemes.
Job profiles and responsibilities
Now let’s compare job profiles and responsibilities for these two. PNB So Role is more specific, while IBPS therefore provides wide space in various banks.
PNB So 2025 Job Rolls
PNB SOS job profile varies depending on their designation:
- Officers-credit (jMGS-i): Corporate Credit, MSME works in loan, business finance and taxation.
- MMGS-II: Handles on foreign exchange transactions and risk management.
- Manager-Ceber Security (MMGS-II): Works in Cyber ​​Security Center of Excellence (CCOE) And handles security operations.
- Senior Manager-Cabber Security (MMGS-III): Responsible for Cyber ​​security policy And handling security violations.
IBPS then 2025 job roles
IBPS SOS is recruited for various specialist positions in banks, including:
- IT Officer: Banking manages software and cyber security.
- marketing officer: Brand works on promotion and business growth.
- Human Resource Officer: Recruitment and employee handles relationships.
- Agriculture Officer: Agriculture provides assistance in loan processing.
- Rajbhasha adhikari: Handles into translation work in Hindi.
Career growth and promotion
Both PNB SO and IBPS SO Officers follow the same promotion paths:
- Junior Management – Scale 1 (Officer)
- Junior Management – Scale 2 (Manager)
- Middle Management – Scale 3 (Senior Manager)
- Senior Management – Scale 4 (Chief Manager)
- Senior Management – Scale 5 (Assistant General Manager)
- Top Management – Scale 6 (Deputy General Manager)
- Top Management – Scale 7 (General Manager)
PNB So 2025 vs IBPS so, which is better?
If you want a high salary and better allowance and are comfortable with a bond period, then PNB is then a good option. This allows you to work in a single bank (PNB) with internal propagation, which provides stability in your career. PNB SO also provides special roles such as cyber security or foreign exchange management, which is suitable for people with specific interests. On the other hand, if you like flexibility in choosing a bank and want a wide range of job profiles such as marketing, or HR, IBPS is a better option. This gives you the opportunity to work in various banks under IBPS recruitment, which gives more diversity in career development.
