Pradhanmantri Home Loan Yojana: Having your own home is a very big achievement for middle class families. The middle class families spend their entire life in completing common facilities. In such a situation, building your own house is a big challenge for every middle class family. If you also come from a middle class family and are thinking about building a house, but you do not have enough money available, then do not be worried at all. Today we have brought such information for you about which you will be happy to hear.
Loan up to 50 lakhs
Let me tell you that the government is being helped to build a house. Under this scheme, a loan of up to 50 lakhs will be provided to Indian citizens to build houses. Apart from this, subsidy will also be provided to you. Under this scheme, every year the government will provide an interest rate discount on the loan from 3% to 6.5%. The government has invested 60 crore rupees under the PM Home Loan Subsidy Scheme, so that 25 lakh poor citizens will get the benefit of home loan.
People with low income will also be able to make their dream home
People who do not have much income or those who have a raw house can take advantage of this scheme and prepare their pucca house. The goal behind starting this scheme of the government is that poor families can get their homes. For this, financial assistance is being provided by the government. In such a situation, this scheme of the government is actually an ambitious scheme, which will directly benefit Indian citizens.
प्रधानमंत्री फ्री बिजली योजना
Subsidies will be sent to the bank account of the beneficiaries
Under this PM Home Loan Interest subsidy scheme, a home loan of up to Rs 50 lakh will be given to the family with low annual income in the country, who are capable of taking loans. In which the interest rate from 3% to 6.5% will be waived every year for 20 years. This subsidy will be sent to the bank account of the eligible beneficiary.
Eligibility required to apply in the scheme
- Only Indian citizens will get the benefit of this scheme.
- The person who has once taken advantage of the scheme will not get the benefit again.
- People of all religions can take advantage of this scheme.
- The benefit of the scheme will not be given to the person declared a defaulter on behalf of the bank.
Necessary documents to apply in the scheme
- Caste certificate
- Address proof
- Income certificate
- Aadhar card
- PAN card
- email id
- Mobile number
- Driving license
- Passport Size Photo
- Bank account passbook etc.
How to apply for plan
If you are eligible for this scheme and you have all the documents available, then you can apply in this scheme. But let us tell you that applications in the scheme have not started yet. Prime Minister Home Loan Scheme Applicants will have to wait for some time to apply in. As soon as the application process for the scheme starts, you will be able to apply.
प्रधानमंत्री जनधन योजना फॉर्म
