Pradhanmantri suraksha bima yojana: Many times we fall victim to accident. In such a situation, a scheme has been started by the Central Government to provide assistance to the general public to highlight accidents. The name of this scheme is Pradhan Mantri Suraksha Bima Yojana. The Pradhan Mantri Suraksha Bima Yojana is the accident insurance policy of the Government of India. Under this policy, claim can be claimed for insurance amount in case of death or crippling at the time of an accident.
Insurance amount is provided under the scheme
Under the scheme, an insurance amount of Rs 2 lakh is provided on death or complete disability and Rs 1 lakh for partially crippled. This insurance is for one year and it has to be renewed after every year. If you have no information about this scheme, do not worry. Today we are providing you all the information about Pradhan Mantri Suraksha Bima Yojana.
The plan was launched in the year 2015
The Pradhan Mantri Suraksha Bima Yojana was launched on 8 May 2015 by Prime Minister Narendra Modi. Under this scheme, you have to pay very little premium. If an accident occurs with the insurer, then the use of use is provided through the scheme. Insurance cover is also included even when the beneficiary is injured in an accident, being disabled or death. The benefit of Pradhan Mantri Suraksha Bima Yojana can only be taken when you have an active bank account available.
People from 18 years to 70 years get insurance cover
Every year a fixed amount is deducted from this bank account as a premium at a fixed time. The amount of premium from your account is deducted before June 1. The premium amount under the scheme is also very low. To take advantage of the scheme, a premium of only ₹ 12 is deducted from your account every year. On June 1, if the facility of auto debit is not started in the beneficiary’s account, then the first beneficiary will have to go to his bank and start this service. Only after which you will be able to get the benefit.
In this scheme, a person from 18 years to 70 years can be insured. People above 70 years of age cannot take advantage of this scheme.
जीवन ज्योति बीमा योजना
Eligibility required for plan
- The applicant should be a citizen of India to take advantage of the scheme.
- Families of backward classes or poor classes Pradhan Mantri Suraksha Bima Yojana Can take advantage of
- The applicant should have bank savings food. Also, the facility of auto debit should also be started in the bank account.
- The age of the applicant should be from 18 years to 70 years.
- If the bank account of the applicant is closed, then the insurance policy will also be closed.
How to apply under the scheme
- Candidate first to apply online in the scheme official site will go on.
- Here the form of form has to be done on the home page.
- Three options will open in front of you as soon as you click here. Out of these, click on the option of Pradhan Mantri Suraksha Bima Yojana.
- Now you will get the option of application form.
- On selecting your language, the PDF of the application form will open.
- Download the form and fill all the information asked in it well. Like name, address, mobile number, email ID, Aadhaar number etc. will have to be entered.
- Now all the necessary documents will have to be attached to the application form.
- Now you have to submit this form in the bank where you have an account.
