Everyone wants his own house or land, but Easy to buy property Looks, not that much. If Right documents If not, then there can be a lot of trouble later-there may be problems such as long mess, fraud, or non-possession of property. Many times people deal with the required documents in a hurry, which has to rebuild further.
Therefore, it is very important to do information and check on all the necessary documents before purchasing the property. Nowadays, fraud cases are increasing in real estate. In such a situation, if you do not have full and right documents, then not only your earnings can drown, but you may also have to make rounds of court-court.
Therefore, in this article we will tell you which documents are necessary while buying property, what is their importance, and what should be kept in mind so that you can avoid any problem.
Big update for purchase of property without documents
| Document name | Importance |
|---|---|
| Title deed | Proof of the real owner of the property, shows legal ownership |
| Sale deed | The main document of property transfer, it is necessary to be registered in the Registrar Office |
| Encumbrance certificate | There is no loan, claim or arrears on property, its record |
| Occupancy certificate | It is necessary to take from builder, proof of permission to stay in property |
| Building plan approval | Approval from Planning Authority, prevention of illegal construction |
| No Objection Certificate (NOC) | Permission from all concerned departments, legal clearance |
| Tax receipts | No tax arrears on property, proof of this |
| ID and address proof | It is necessary to prove the identity and address of the buyer |
Details of essential documents
1. Title deed
- This is the most important document, which gives proof of the real owner of the property.
- It consists of full details of the property, the name of the buyer and the seller, and the transfer conditions.
- It should be registered in the local land registry office.
2. Sale Deed
- Legal evidence of property sales and transfer.
- The property is not owned without a cell deed.
- It is mandatory to register it in the Registrar Office.
3. Encombers Certificate
- This shows that there is no loan, outstanding, or legal dispute on the property.
- The more clean this certificate, the more a safe deal will be considered.
4. Occupancy Certificate
- It is necessary to take from the builder, especially when buying a new property or flat.
- It proves that living in property is safe and legal.
5. Building plan approval
- The property map should be approved by the local authority.
- Avails from illegal construction or future to be demolished.
6. No Objection Certificate (NOC)
- It is necessary to take NOC from many departments (electricity, water, municipal corporations etc.).
- This does not cause any legal hurdle on the property.
7. Tax receipts
- Whether or not the property is deposited on time or not.
- It is clear that there is no tax outstanding on the property.
8. ID and address proof
- It is essential for both buyer and seller.
- Documents like Aadhaar card, PAN card, voter ID etc. are available.
Why is the investigation of property documents necessary?
- legal protection: With the right documents, you avoid the hassle of court-court.
- Owner: The property without a title or cell deed does not get the real ownership.
- Loan and Finance: All documents are necessary to take a loan from the bank.
- Future sales: Later, it is easy to sell or transfer property.
Talks to take care while buying property
- Of all documents Original copy Must see.
- Of documents Verification Get the local authority or a lawyer.
- Someone on property Legal case Or not the dispute, check it.
- Property Physical survey And demarcation is also necessary.
- Builder or seller Credibility Must check
List of property documents
- title deeds
- Cell deed
- Encumbrance certificate
- Occupancy certificate
- Building plan approval
- No Objection Certificate (NOC)
- Tax receipts (House Tax, Water Tax)
- ID proof (Aadhaar, PAN, Voter ID)
- Address proof
- Power of Attorney (if applied)
- Loan Release Certificate (If there was a loan earlier)
- Mutation certificate (nomination certificate)
What can happen if there is a disturbance in the documents?
- On property Claim Or there may be dispute.
- Bank loan will not be available.
- It can be difficult to sell property in future.
- One can get caught in court case or legal trouble.
- There may be difficulty in getting the property occupied.
Legal process to buy property
- Check and verify the documents of the property.
- Confirm the identity and ownership of the seller.
- Make a cell agreement before advance payment.
- Check all NOC and approvals.
- Get the cell deed register after the final payment.
- Mutation/Nomination.
Frequently asked questions (FAQs)
Q1. Which is the most important document to buy property?
A1. Title deeds and cell deeds are the most important, without them the property is not owned.
Q2. Can you buy property without an encumbrance certificate?
A2. No, it shows that there is no arrears or dispute on the property. It is risky to buy it.
Q3. What to do if the builder is not giving the occupancy certificate?
A3. You can take legal action, as it is necessary for living and electric-water connection.
Q4. Is verification of all documents necessary?
A4. Yes, do verification from the local authority or lawyer, so that there is no problem in future.
Comparison of property documents
| Document | What does it show | When is it necessary |
|---|---|---|
| title deeds | Real ownership | Every property in buying and selling |
| Cell deed | Proof of sales and transfer | At the time of registration |
| Encumbrance certificate | Loan/claim/dues information | Before purchase |
| Occupancy certificate | Legal permission to live | New property/flat |
conclusion:
It is very important to check and verify all the necessary documents before purchasing the property. This not only keeps your money safe, but also protects against any legal or other problems in future. Always see the original copy of all documents, consult a lawyer or expert, and do not make any hasty or compromise.
Disclaimer: This information is for general guide. The rules may vary in every state or city, and the condition of each deal may also be different. Therefore, before purchasing the property, consult the local authority or legal advisor.
