Animal husbandry in India is an important part of the rural economy. To promote this and provide financial assistance to farmers, State Bank of India (SBI) has launched SBI Animal Husbandry Loan Scheme 2025. The objective of this scheme is to provide financial assistance to farmers and cattle rearers to start or expand their business. In this article we will give you all the important information of this scheme, such as its benefits, eligibility, documents, application process and other details.
What is SBI Animal Husbandry Loan Scheme 2025?
SBI Pashupalan Loan Yojana 2025 is a government banking scheme made especially for farmers and cattle rearers. Its main objective is to promote animal husbandry business in rural areas and make farmers self -sufficient. Under this scheme, farmers can easily get loans ranging from 1 lakh to 10 lakh rupees. This loan is available at low interest rates and there is also a provision for subsidy.
SBI Animal Husbandry Loan Scheme 2025 overview
| Description | Acquaintance |
| Name of the scheme | SBI Animal Husbandry Loan Scheme 2025 |
| Launch year | 2025 |
| Beneficiary | Farmer and cattleman |
| Loan amount | From ₹ 1 lakh to ₹ 10 lakh |
| Interest rate | Starting 7% per year |
| Repayment period | Maximum 5 years |
| Guarantee | ₹ 1.6 lakh without guarantee |
| Subsidy | Eligible applicants up to 33% |
| Application process | Offline (in bank branch) |
Benefits of SBI Pashupalan Loan Yojana
Under this scheme, many benefits are given to farmers and cattle rearers:
- Low interest rate: The interest rate under this scheme starts only 7% per year.
- Large loan amount: Farmers can take a loan of up to ₹ 10 lakh.
- Long repayment period: The loan can be repaid in a maximum of 5 years.
- Loan without guarantee: No guarantee is required for loans up to ₹ 1.6 lakh.
- Benefits of subsidy: Eligible applicants can get up to 33% subsidy.
- Rapid processing: The loan amount is transferred to the account within 24 hours after applying.
Uses of SBI Pashupalan Loan Yojana
The amount received under this scheme can be used in the following works:
- To buy cow, buffalo, goat etc.
- To install dairy form
- For animal fodder and maintenance
- For shed construction and other infrastructure
- For poultry farming or other animal husbandry activities
Eligibility Criteria
To take advantage of this scheme, you have to fulfill the following conditions:
- The applicant should be a citizen of India.
- The age of the applicant should be between 18 and 60 years.
- The applicant should be a farmer, cattleman or rural entrepreneur.
- There should be no arrears of any bank on the applicant.
- The applicant’s CIBIL score should be good.
- The applicant should have a proper plan to start or expand the animal husbandry business.
How to apply for SBI Pashupalan Loan Yojana)
It is very easy to apply in this scheme. Follow the steps below:
- Go to your nearest SBI branch.
- Go there and get animal husbandry loan application form.
- Fill the form carefully and attach all the required documents.
- Submit the filled form to the bank officer.
- The bank will check your application and inspect your project or site if needed.
- If your application is approved, the loan amount will be transferred to your account.
Required documents
It is necessary to submit the following documents while applying the loan:
- Aadhar card
- PAN card
- Residence certificate (eg ration card or electricity bill)
- Income certificate
- Bank statement (last 6 months)
- Project Report (Complete information of animal husbandry business)
- Passport Size Photo
- Mobile number
SBI Pashupalan Loan Yojana interest rates
Interest rates in this scheme have been determined as follows:
| Loan amount | Interest rate |
| Up to ₹ 2 lakh | 7% per year |
| From ₹ 2 lakh to ₹ 5 lakh | 8% per year |
| More than ₹ 5 lakh | 9% per year |
Note that the interest rate can change from time to time. Contact your nearest SBI branch for accurate information.
SBI Pashupalan Loan Yojana vs Other Schemes
| Speciality | SBI Pashupalan Loan Yojana | Other bank plans |
| Maximum loan amount | 1 million | Up to ₹ 5 lakh |
| Interest rate | Starts at 7% | 9% or more |
| Guarantee requirement | No (up to ₹ 1.6 lakh) | Yes |
| Subsidy | Yes (up to 33%) | No |
conclusion
SBI Animal Husbandry Loan Scheme provides a great opportunity for 2025 farmers and cattle rearers. It not only gives them financial assistance but also helps in promoting their business. If you want to take advantage of this scheme, then apply soon by visiting your nearest SBI branch.
Disclaimer:
This article is written only for the purpose of providing information. Please note that whether this plan may be available in reality or not, get accurate information about it from your nearest bank branch.
