Sukanya Samriddhi Yojana, just like its name, has proved to be effective in securing the future of daughters from families belonging to weaker economic sections in the country. This scheme has now become popular in every state and every district of the country.
Under this scheme, such parents who earn minimum income are making micro savings for their daughter’s future work so that they do not have to worry about their daughters’ future in the future and can also manage all the work in a better way. .
Let us tell you that according to the data of the post office of the country, under Sukanya Samriddhi Yojana, more than 30 crore parents have opened accounts in the name of their daughters and this record is increasing every year.
Sukanya Samriddhi Yojana 2024
The main attraction point of Sukanya Samriddhi Yojana is that by opening an account in the name of the girl child, one can get good interest on depositing the savings amount and also there is no government tax on these accounts, that is, its working process is absolutely correct. It is free.
Those parents who want to provide higher education to their daughter or want to get her married with great pomp but feel that they will not be able to collect the amount for all these works, then they must open their daughter’s savings account under Sukanya Samriddhi Yojana. Should take.
Eligibility Criteria for Sukanya Samriddhi Yojana
- Only Indian parents can open an account for their daughter under Sukanya Samriddhi Yojana.
- Parents whose annual income ranges from ₹ 50000 to ₹ 6 lakh can save under this scheme.
- To open an account in this scheme, the age of the daughter should be 10 years or below.
- If accounts of maximum two daughters from a family have been opened then a third account will not be opened.
Documents required for Sukanya Samriddhi Yojana
- Parent’s Aadhar Card
- identity card
- income certificate
- Address proof
- caste certificate
- family composite id
- girl child’s aadhar card
- birth certificate
- Mobile number etc.
Information about Sukanya Samriddhi Yojana
- Under Sukanya Samriddhi Yojana, an account can be opened on the basis of minimum savings amount of Rs 250 and maximum savings amount of Rs 1.5 lakh.
- You can save in the savings account of this scheme for a maximum of 15 years.
- When the daughter turns 18 to 21 years, she can get her savings amount along with interest.
- For daughter’s education related purposes, half of the savings amount in the account can be withdrawn even before the age of 18 on the basis of some general rules and laws.
- In the absence of guardian, the child can operate this account herself.
- The interest rate on the savings accounts of this scheme is applied on the basis of current time only.
Objective of Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana has been started at the central level to give a new direction to the future of the daughters of the poor class, under which such families who consider their daughters a burden or are unable to invest the collected financial amount for them, can open a savings account in this scheme. By opening them, they can save through micro installments and make their life better.
How to open an account under Sukanya Samriddhi Yojana?
To open an account in Sukanya Samriddhi Yojana, a completely offline process has to be followed. Under this scheme, the task of opening accounts is being handled by the Postal Department, the process of which is as follows:-
- Reached the nearest postal department to open Sukanya Samriddhi Yojana account.
- Consult the staff in the department and obtain the account form of the scheme.
- The complete information sought in this form will have to be filled carefully as per the instructions.
- After filling the form, paste the passport size photograph of yourself and the child and sign as per the requirement.
- Now attach all the required documents with the application form.
- After this, submit the form and documents at the counter for verification.
- After verification, if your information is correct then your account will be opened and you will have to pay the first installment of your savings amount.
- Now the department will also provide passbook of this account with the help of which parents can do future transactions.
