Sukanya Samriddhi Yojana: Will you get Rs 74 lakh by depositing Rs 250 every month? see full news

Sukanya Samriddhi Yojana is being operated under the leadership of Chief Minister Shri Narendra Modi, whose entire work is being handled under the Indian Postal Department. In this scheme, savings accounts are opened mainly in the names of girls from poor families of the country.

Sukanya Samriddhi Yojana can prove to be a good option for saving for those parents who are worried about the future of their daughters and are thinking that they will not be able to save enough money for their education, marriage etc.

Under this scheme, parents can open an account in the name of their daughter absolutely free of cost and can invest the desired amount from their monthly income in the account as savings every month. In this scheme, on maturity of the account, they will be given a good return on time.

Sukanya Samriddhi Yojana

Till now crores of accounts have been opened under Sukanya Samriddhi Yojana. Let us tell you that the maturity of the account of this scheme has been fixed till 18 years of the daughter. That is, a parent can open an account in this scheme for his/her daughter up to 10 years of age and save continuously till she completes 18 years of age.

The best thing about this scheme is that by saving here in the name of their daughters, the parents do not have to pay any kind of government fee, rather they get interest on their investment amount based on a good interest rate given by the government. Is also made available.

Eligibility Criteria for Sukanya Samriddhi Yojana

• Under Sukanya Samriddhi Yojana, only Indian domiciled parents can open an account in the name of their daughter.
• To open an account, the age of the daughter should be maximum 10 years.
• The annual income of the guardian should not be Rs 2.5 lakh or more.
• It is also necessary for the guardian to have some original documents of himself and his daughter.

Interest rate of Sukanya Samriddhi Yojana

Let us tell you that under Sukanya Samriddhi Yojana, the interest rate is changed by the government from time to time so that good profits can be provided to the investors. At present, an interest rate of 6.7% has been implemented on the savings account of Sukanya Samriddhi Yojana and the returns for investors are being decided on the basis of this interest rate.

Features of Sukanya Samriddhi Yojana

• In this scheme, the parent can save monthly on the basis of minimum investment amount of Rs 250.
• There is no financial pressure of any kind for the parents in this savings scheme.
• This scheme is completely government under which the investment amount of the parents remains absolutely safe.
• Under Sukanya Samriddhi Yojana, parents can open accounts for up to two daughters.
• Sukanya Samriddhi Yojana is being considered the best option for saving by middle class families.

Objective of Sukanya Samriddhi Yojana

The main objective of Sukanya Samriddhi Yojana is to secure the future of daughters of middle and lower level families. In this scheme, parents can save a good amount of money for their daughter’s future by saving in small amounts and on the basis of this amount, they can provide a better direction to her future. This scheme is a very commendable scheme at the central level.

How to open a savings account of Sukanya Samriddhi Yojana?

• To open an account in Sukanya Samriddhi Yojana, first go to your nearest postal department.
• Here you will have to go to the Sukanya Samriddhi Yojana counter.
• Now, with the help of the employees, ask for the scheme form and fill the complete details in it.
• Once the form is filled, add the applicable documents of you and your daughter along with it.
• Now deposit them at the counter for verification and wait for some time.
• After verification of application and documents, deposit the first investment installment.
• After this your Sukanya Samriddhi Yojana savings passbook will be created.
• In this way, an account will be opened in this scheme in which you can save monthly.