In 2025, the Government of India has included several important schemes and announcements in the budget, which aim to benefit every section of the country. In this year’s budget, special priority has been given to farmers, women, laborers, elderly, startups and many other fields. The purpose of these schemes is to promote economic development and empower the weaker sections of the society. In this article, we will tell you about the 7 major things on which the government will get money. Also, you will know if your name is in the list of these beneficiaries.
Overview of plans in 2025
| Planning/Category | Description |
| Income tax profit | Income tax free of up to ₹ 12 lakh and standard deduction of ₹ 75,000 |
| Kisan Credit Card Scheme (KCC) | Loan limit increased from ₹ 3 lakh to ₹ 5 lakh |
| Term loan for women | Term loan up to ₹ 2 crore without guarantee |
| Identity card for Gig Workers | Registration and health facilities on e -ram portal |
| Swamih scheme | 40,000 residential projects construct |
| TDS relief for the elderly | TDS limit increased from ₹ 50,000 to ₹ 1 lakh |
| Fund for startups | Contribution of ₹ 10,000 crore |
1. Income tax profit
Middle class has been given great relief in the budget of 2025. Now income of up to ₹ 12 lakh has been made tax free. Apart from this, employed people will get standard deduction of ₹ 75,000. This step will benefit almost every family.
Main Benefits:
- No tax on income up to ₹ 12 lakh.
- Savings up to ₹ 80,000 to employed people.
2. Kisan Credit Card Scheme (KCC Scheme)
For farmers, the government has made a big announcement under the Kisan Credit Card Scheme. In this scheme, the loan limit has been increased from ₹ 3 lakh to ₹ 5 lakh. Also, 100 districts will be covered under Dhan Dhanya Agricultural Scheme.
Main Benefits:
- Loans up to a maximum of ₹ 5 lakh to farmers.
- About 1.7 crore farmers benefit.
3. Term Loan for Women
The government has launched a new scheme to promote women’s empowerment. In this, women of SC/ST class will be given a term loan of up to ₹ 2 crore without guarantee. This loan will help start and pursue their small and medium businesses.
Main Benefits:
- Digital training and marketing support.
- Loan on easy terms without guarantee.
4. Plans for laborers and gig workers
The government has introduced the facility of registration on the e -ram portal for Gig workers and laborers. Under this, they will be given an identity card and health facilities will be provided.
Main Benefits:
- About 1 crore gig workers benefit.
- Health services under PM Jan Arogya Yojana.
5. Swamih Scheme: Residential Projects
The government has announced the completion of 40,000 residential projects under the Swamih scheme. A fund of ₹ 15,000 crore has been set up for this.
Main Benefits:
- Help middle class families in buying homes.
- Construction of 40,000 residential units by 2025.
6. TDS relief for the elderly
The elderly have also been given relief in the budget. Now if a senior citizen gets interest up to ₹ 1 lakh in a financial year from a bank deposit or FD, then he will not come under the purview of the TDS deduction.
Main Benefits:
- TDS limit increased to ₹ 50,000 to ₹ 1 lakh.
- The savings of senior citizens will increase.
7. Plans for Startups and MSMES
The government has set up a fund of ₹ 10,000 crore to promote startups and MSMEs. Also, special credit cards will be issued, whose limit will be ₹ 5 lakh.
Main Benefits:
- For the first time 10 lakh credit cards will be issued.
- Startups will get credit guarantee cover.
Other important plans
Apart from this, many other schemes have been announced in the budget:
- PM Matsya Sampada Yojana: Promotion of fisheries industry.
- PM Poshan Shakti Nirman Abhiyaan: Nutrition and health improvement of children.
- PM Awas Yojana: Housing for rural and urban poor.
Rejuvenation
This article has been written only to provide information. The schemes declared by the government are real but the process of their implementation depends on time. The readers are requested to get official information from the official website or the concerned department.
