Relief to millions of investors! Sahara India Bank refund will be available only to these people – see full details Sahara India Refund List – StudyToper


Sahara is a great news for India’s investors. After a long wait, the government has launched the Sahara Refund Scheme 2025. This scheme has brought a message of relief for millions of investors, whose money was implicated in various schemes of Sahara India. Under this scheme, eligible investors will get their investment back.

The main objective of the Sahara Refund Scheme 2025 is to bring back their money to people investing in four major cooperative societies of Sahara India. The scheme has been implemented under the order of the Supreme Court and is being implemented in a transparent manner. In this article we will give complete information about this scheme, such as eligibility, application process, refund amount, and other important aspects.

Sahara India Refund Scheme 2025: Overview

Before knowing about Sahara Refund Scheme 2025, let’s take a look at its main points:

Description Acquaintance
Name of the scheme Sahara refund scheme 2025
Launch date July 2023
Start of refund process January 2025
Maximum refund amount ₹ 50,000
Interest rate 6% annual
Beneficiary Investors of four cooperative societies of Sahara India
Application process Online (CRCS Sahara Refund Portal)
Total fund allocated ₹ 5,000 Crore

Sahara Refund Scheme 2025 Eligibility

To get refunds under this scheme, investors must meet certain eligibility criteria. Here are the main conditions of eligibility:

  • Original Investor: Applicant should be the original investor of Sahara Group.
  • Valid investment proof: Investors should have valid proof of their investment.
  • KYC Documents: Applicant should have valid KYC documents like Aadhaar card and PAN card.
  • Bank Account: Investor should have a valid bank account in which the refund amount can be deposited.

Eligible Society for Sahara Refund Scheme 2025

Investors of the following Sahara Group Cooperative Society are eligible for this refund scheme:

  1. Our India Credit Cooperative Society Limited, Kolkata
  2. Sahara Credit Cooperative Society Limited, Lucknow
  3. Saharayan Universal Multipurpose Society Limited, Bhopal
  4. Stars Multipurpose Cooperative Society Limited, Hyderabad

Documents required for Sahara Refund Scheme 2025

To claim refund, investors have to provide the following documents:

  • membership number
  • Deposit account number
  • Link to Aadhaar Mobile Number (Compulsory)
  • Certificate/Passbook
  • PAN (for claims of Rs 50,000 and above)

Application process for Sahara Refund Scheme 2025

The process of applying for Sahara Refund Scheme 2025 is completely online. Investors can submit their application by visiting CRCS-SAHARA Refund Portal. Here are the stages of the application process:

  1. Go to CRCS-Sahra Refund Portal and click on “Depositor Login”.
  2. Enter the final four digits of your Aadhaar card and a mobile number link to Aadhaar.
  3. Get OTP and enter it.
  4. After login, fill your personal information.
  5. Enter the claim details, including the name of the Cooperative Society, membership number, receipt number, deposits etc.
  6. Generate and download the claim request form.
  7. Fill the form, paste and sign your latest photo.
  8. Upload the filled form on the portal.

Refund amount and distribution process of Sahara Refund Scheme 2025

The government has implemented this scheme in a phased manner so that small investors can be given priority. The deadline for refund distribution is as follows:

phase Date Amount
First stage 7 January to 31 March 2025 Up to ₹ 10,000
Second stage 1 April to 30 June 2025 From ₹ 10,000 to ₹ 50,000
third step 1 July to 30 September 2025 Over ₹ 50,000

The refund process includes the following stages:

  1. The veracity of the application will be investigated.
  2. A list of eligible investors will be prepared.
  3. The sanctioned amount will be transferred directly to the bank account.

Benefits of Sahara Refund Scheme 2025

There are many benefits of this scheme that will provide relief to investors:

  • Rep by Rep by the original amount: Investors will get their original investment amount back.
  • Payment of interest: 6% annual interest will be given on the original amount.
  • Transparency: The entire process will be operated online and transparent.
  • Time Savings: Beneficiaries will not have to visit government offices.

Method of checking the status of Sahara Refund Scheme 2025

Investors can check their refund status online. Here are its stages:

  1. Go to CRCS-SAHARA Refund Portal.
  2. Click on the “Check Status” option.
  3. Enter your application number and registered mobile number.
  4. Click “Submit”.
  5. The current position of your refund will be visible.

Important dates for Sahara Refund Scheme 2025

Here are some important dates related to the scheme:

  • Plan start: July 2023
  • Start of first phase: 7 January 2025
  • Start of second phase: 1 April 2025
  • Start of third phase: 1 July 2025
  • End of Plan: 30 September 2025 (Estimated)

Frequently asked questions about Sahara Refund Scheme 2025 (FAQs)

  1. Can I claim refund from more than one society?
    Yes, if you have invested in more than one character society, then you can claim refund from each.
  2. Can I claim refund for someone else?
    No, only the original investor can claim refund.
  3. What if my application is rejected?
    If your application is rejected, you can re -apply or file an appeal.
  4. Do I have to pay any fee for refund?
    No, the refund process is completely free.
  5. How long will my refund take?
    After successful application, the refund amount will be deposited in your bank account within 45 days.

Disclaimer: This article is only for informative purposes. Although we have tried to provide accurate information, the terms and conditions of the scheme may change. Please contact official government sources for the latest and accurate information. Before any action in relation to this scheme, be sure to seek the advice of the specialist based on personal circumstances. Writers or publishers are not responsible for any damage or damage caused by the use of this information.

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