Aadhar Card Loan Scheme: At present, Aadhar card is one of the most important documents. Aadhar card is the most important document for our identity. but do you know loan from aadhar card Can also be taken. Yes, often we have to take help of loan for our work. It is not possible for middle class families to have a large amount of money available at once, hence these people take loans. But the process of taking loan from the bank is quite tiring and long. In such a situation, you can take loan from Aadhar card. Let us know about this in detail.
Aadhar Card Loan Scheme launched for Indian citizens
The Government of India has started a scheme in which personal loan can be easily taken at low interest rates. Name of this scheme PM Aadhar Card Loan Scheme 2024 Is. Through which you can take a personal loan from your Aadhar card, no matter from any bank, if you want to get more information about this loan then stay with us. If you want to start your own business but you do not have enough capital, then you can take advantage of this scheme. You can start your business by taking loan under Pradhan Mantri Aadhar Card Loan Scheme.
Loan is easily available without any guarantee
Prime Minister aadhar card loan scheme Under this you can get a loan up to Rs 2 lakh. You get the lowest interest rate on this loan which you can easily pay. The government also gives you subsidy on the loan given under this scheme. The government provides subsidy up to 35% in rural areas and 25% in urban areas. Another advantage of this scheme is that in this you get a loan without any guarantee. You will be able to apply for this loan both online and offline.
Documents required for the scheme
- Aadhar card
- passport size photo
- Bank statement of last 6 months
- income certificate
- Address proof
- PAN card
Apply online for the scheme in this way
- Prime Minister Aadhar card To apply online for the loan scheme, first of all you have to go to the official website of the bank from where you want to take the loan.
- Now you have to click on the Apply For Loan option given on the home page.
- After this, some types will appear in front of you, out of which you will have to select the type of loan you want to take.
- Now a form will open in front of you.
- You have to fill it carefully. And all the requested information will have to be entered correctly.
- Now you have to click on the apply option.
- After this you will get a call or message from the bank, after which you will have to reach the bank with all your documents.
- Here your application form will be verified and if everything is correct, you will be given the loan.
Apply through offline mode like this
- To apply for the scheme through offline mode, first of all you have to go to the bank from where you want to take the loan.
- After going here, you will have to tell the bank employees that you are interested in taking a loan through this scheme.
- Now the bank employees will give you a form considering your loan requirement.
- You will have to enter all the information carefully in this form.
- Now you will have to attach photocopies of all the required documents along with the application form.
- After this you will have to submit your form.
- Now your application form will be scrutinized by the bank officials and if you are found eligible for this loan, then you will get the benefit of the scheme and the loan will be provided under the scheme.