Ayushman Bharat Scheme 2025 The new information related to it has raised a new hope for crores of people of the country. Eligible families under this scheme Free treatment up to ₹ 5 lakhs every year Can be found, due to which the burden of expensive treatment will no longer fall on poor and needy families. Recently released New list Seeing your name, you can also know whether you will get the benefit of this scheme or not. The special thing is that now this scheme has also expanded in big cities like Delhi, which will also benefit the citizens there.
This ambitious scheme of the Government of India, which Pradhan Mantri Jan Arogya Yojana (PM-JAY) Also known by the name of the country is proving to be a boon for the poor, deprived and weaker sections of the country. The aim of the government is that no person should be deprived of treatment only due to lack of money. Millions of families under the scheme every year Cashless treatment in government and listed private hospitals Get the facility of Now when the new list has been released, know how you are eligible for this scheme, what will be the benefits and what is the process of application.
Ayushman Bharat Yojana 2025:
Ayushman Bharat Scheme (PM-JAY) is the largest health insurance scheme of the Government of India, under which poor and needy families of the country get health insurance cover of up to ₹ 5 lakhs every year. The main objective of this scheme is that even the weaker sections of the society can get quality health services without any expense.
Plan
| point | Description |
|---|---|
| Name of the scheme | Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) |
| beginning | 2018 |
| Beneficiary | Poor, disadvantaged, weaker sections, families included in SECC 2011 list |
| Annual insurance cover | ₹ 5 lakh per family (up to ₹ 10 lakh with top-up in Delhi) |
| Family members | No limit, members of all ages include |
| Treatment facility | Cashless treatment in government and listed private hospitals |
| Number of diseases | Treatment of more than 1300 diseases |
| Application process | Both online and offline |
| Required documents | Aadhar card, ration card, income certificate, bank details etc. |
| New list | In 2025 updated, website or CSC can check |
Main benefits of the scheme
- Free treatment of up to ₹ 5 lakh: Every eligible family gets cashless treatment of up to Rs 5 lakh in a year.
- 1300+ treatment of diseases: This includes major diseases, surgery, icu, medicines, diagnostics etc.
- No age or family limit: All the members in the family are covered.
- Cashless and paperless treatment: No money has to be paid from hospitalization to discharge.
- Facility in government and private hospitals: Treatment can be done in listed hospitals.
- Pre and post hospitalization expenses also include: Before and after recruitment, expenses are also covered.
- Portability: You can get treatment in a listed hospital in any state of the country.
- Different benefits for senior citizens: Elders above 70 years get separate covers.
How to name the new list?
- Go to the official website: Go to PMJAY’s website or Ayushman portal of the state.
- Choose ‘AM I Eligible’ option: Login through mobile number and OTP.
- Enter your name, mobile number, ration card number: Fill the information sought.
- See name in the list: If your name is in the list then you are eligible and can apply for the card.
- You can also get information on Common Service Center (CSC): You can also check the list by going there.
Eligibility – Who can benefit?
Eligibility for rural areas
- Families living in raw house
- No adult member of 16-59 years in the family
- There should be only female members in the family, no male adult
- Disabled member or no competent adult
- Members of Scheduled Castes/Tribe
- Landless laborer
Eligibility for urban area
- Garbage pickers, domestic servants, rickshaw drivers, laborers, cart
- Homeless
- Beggars, daily wage laborers, cleaning workers etc.
For senior citizens
- All citizens aged 70 years or older get separate health insurance cover.
Required documents
- Aadhar card (All family members)
- Ration card
- Income certificate
- Caste certificate (if applied)
- Bank passbook/account details
- Passport Size Photo
how to apply?
Online application process
- Go to PMJAY’s website,
- Choose the ‘AM I Eligible’ or ‘Apply’ option.
- Login from mobile number and OTP.
- Upload the information and documents sought.
- Do OTP verification with Aadhaar card.
- Submit the application and note the application number.
Offline application process
- Go to a nearest CSC or listed hospital.
- Contact Ayushman Mitra or Help Desk.
- Give the necessary documents and fill the form.
- The card will be issued after verification.
Benefits of Ayushman Card
- Cashless treatment: No money has to be paid when hospitalized.
- Treatment of all diseases: Large diseases, surgery, icu, medicines, examination etc. include.
- No age or family limit: All members are covered.
- Portability: You can get treatment in any listed hospital in the country.
- Pre and post hospitalization expenses also include,
- Separate cover for senior citizens,
Special things of plan
- Now eligible families in Delhi Medical cover up to ₹ 10 lakh Will get (₹ 5 lakh Central Government + ₹ 5 lakh Delhi Government Top-Up).
- Considering the age limit of Ayushman Vy Vandana card from 70 to 60 years for the elderly.
- The card will be accepted in all small and big hospitals in Delhi.
- The plan will be fully implemented after the agreement between the Delhi government and the central government.
Treatment process under Ayushman Bharat Scheme
- Go to listed hospital,
- Show Ayushman card or identity card.
- ‘Ayushman Mitra’ will help you in the hospital.
- The recruitment process begins after verification.
- Discharge after treatment – no money will have to be paid.
- Pre and post hospitalization expenses also included in the scheme.
Some important questions related to the scheme (FAQs)
Q1: Do all the families get this plan?
No, only the families involved in the SECC 2011 list and fulfill the eligibility are the benefit of the scheme.
Q2: Does it also include private hospitals?
Yes, many private hospitals are also listed, where you can get cashless treatment.
Q3: There is any fee for making cards?
No, Ayushman card becomes completely free.
Q4: Will the pre -sick people also be covered?
Yes, all pre-elist diseases are also included in the scheme.
Q5: What to do when the card is lost?
You can make cards again by going to the nearest CSC or hospital.
Fresh updates related to the scheme
- New list 2025: Now eligible families can check their eligibility online or check on CSC.
- Separate card for senior citizens: Citizens above 70 years will get separate cover.
- Top-up cover in Delhi: Now a total cover of up to ₹ 10 lakh will be available in Delhi.
- The application process became easier: Application can be made from home from mobile or computer.
Planning precautions
- Never give money to an agent, the card becomes completely free.
- Apply only from government website or CSC.
- Avoid fake calls or messages, do not give any confidential information.
Importance of scheme
- Blessing for poor and deprived families
- Health services increased reach
- Cashless treatment reduces economic burden
- Treatment facility across the country
- Government’s biggest health insurance scheme
Disclaimer: This article is only for information. Ayushman Bharat Scheme 2025 free treatment of ₹ 5 lakh And the new list is completely real, this is the official plan of the Government of India. However, the benefit of the scheme will be available only to those people who meet eligibility criteria and whose name is in the new list. Beware of any fake call, website or agent. Information related to the scheme and apply only from government portal or authorized centers.
