Skip to content
StudyToper
  • Home
  • Latest Update
  • latest govt jobs
  • Results
  • Admission
  • Admit Card
  • Answer key
  • Syllabus
These 15 banks will be closed from tomorrow! Is your account even in them? Gramin Bank New Update – StudyToper

These 15 banks will be closed from tomorrow! Is your account even in them? Gramin Bank New Update – StudyToper

May 5, 2025 by Rahul NK


Nowadays a news on social media and WhatsApp is becoming increasingly viral that “15 banks will be closed from tomorrow” and there is a lot of concern and confusion among people. Especially the account holders of Gramin Bank (Grameen Bank) working in rural areas are afraid that their bank is also in this list.

In this article, we will tell you in detail about the whole truth, the ongoing changes in the banking sector and the Regional Rural Banks (RRB) in easy language. Also, you will tell you whether the banks will be closed or only their name and system will change.

The Government of India and the Ministry of Finance from time to time take many major decisions to make the functioning of banks better and easier. In this episode, a big decision has been taken recently about rural banks.

The aim of this decision is to further strengthen banking services, reduce expenditure and provide better facilities to customers. But this is not a threat to account holders, but this change will prove beneficial for them.

Table of Contents

Toggle
  • What is the news: 15 gramin bank closed or merge?
    • Overview Table: Gramin Bank merger 2025
    • Which Gramin Bank will be merged?
    • What will change after merger?
  • Will banks be closed or will the name change?
    • Benefits of merger
    • What do customers have to do with merger?
  • Gramin Bank Merger 2025: In which states will be applicable?
    • How will the new bank work after merger?
  • Will there be any effect on banking service?
  • Is this just rumor or real news?
  • Banking holiday and truth of bank closure
  • Do you have to do anything?
  • Gramin Bank merger 2025: FAQ
  • conclusion
    • Disclaimer:

What is the news: 15 gramin bank closed or merge?

Recently, the Finance Ministry has decided to merge 15 Regional Rural Banks (RRB) under one state-one bank (One State One RRB) policy. This means that only one Gramin Bank will work in one state, which will improve banking services and will be easy.

Overview Table: Gramin Bank merger 2025

Points Acquaintance
Name of change A state an RRB policy
How many banks will be merged 15 Regional Rural Bank (RRB)
Date of implementation 1 May 2025
Main objective Banking service reform, reduction in spending, operation easy
Affected state 11 states (eg UP, Bihar, Gujarat, etc.)
Effect on account holders No loss, services will continue
Name of new bank Gramin Bank in the name of the state (eg Bihar Gramin Bank)
Headquarters One headquarters

Which Gramin Bank will be merged?

Below is a list of 15 banks that are being merged. Keep in mind, these banks are not closing, but together they will become a new bank:

  • Uttar Pradesh: Baroda up bank, aryavart bank, prathama up gramin bank → now it will become uttar Pradesh Gramin Bank (Lucknow Headquarters)
  • Bihar: Dakshin Bihar Gramin Bank, Uttar Bihar Gramin Bank → Bihar Gramin Bank (Patna Headquarters)
  • Gujarat: Baroda Gujarat Gramin Bank, Saurashtra Gramin Bank → Gujarat Gramin Bank (Vadodara Headquarters)
  • West Bengal: Bangiya Gramin Vikash, Paschim Banga Gramin Bank, uttarbanga Kshetriya Gramin Bank → West Bengal Gramin Bank (State capital)
  • Jammu and Kashmir: J&K Grameen Bank, Ellaquai Dehati Bank → Jammu and Kashmir Grameen Bank (Jammu Headquarters)
  • Karnataka, Madhya Pradesh, Maharashtra, Odisha, Rajasthan: In every state, two RRB will be merged and a new bank will be formed
See also  HTET Exam Date 2024 for PRT, TGT and PGT Postponed, BSEH Confirms

What will change after merger?

  • Your bank’s name may change, but there will be no hindrance in your services, account number, IFSC code, ATM, passbook, checkbook etc.
  • All branches of the bank will be open as before.
  • All online banking, UPI, NEFT, RTGS, ATM and card services will continue as before.
  • Only the bank’s name and some administrative things will change, there will be no harm to the customers.

Will banks be closed or will the name change?

This is a very important question. Actually, no bank is closing. Only the name and management structure of the bank is being changed. Its aim is to have the same Gramin Bank in a state, which makes the operation easier and customers get more benefit.

Benefits of merger

  • Improvement in banking service
  • Shortage of expenditure
  • Better use of technology and digital banking
  • Customers more and better facilities
  • Expansion of banking network

What do customers have to do with merger?

  • You do not need to go anywhere or fill any form.
  • Your services will remain the same as before.
  • If the name of the bank changes, then a new passbook or checkbook can be found from the bank, but the old will also be valid for some time.
  • All branches and ATMs of the bank will work as before.
See also  26 March 2025 Current Affairs | Daily GK updates and top news for exams

Gramin Bank Merger 2025: In which states will be applicable?

Below is the list of states where this merger will apply:

  • Uttar Pradesh
  • Bihar
  • Gujarat
  • West Bengal
  • Jammu and Kashmir
  • Karnataka
  • Madhya Pradesh
  • Maharashtra
  • Odisha
  • Rajasthan

All the regional rural banks (RRBs) in these states, they will merge and become a new Gramin Bank.

How will the new bank work after merger?

  • Every state will have a new Gramin Bank, headquartered in the state capital or major city.
  • All branches, ATMs, and banking service will remain the same.
  • The bank’s sponsor bank (eg SBI, PNB, BOB etc.) will remain the same, only the operation will be with one name.

Will there be any effect on banking service?

  • No, your services will not be affected.
  • All digital service will continue to run as before.
  • The bank’s branch, employees, and customer care numbers will also remain the same.
  • If the bank’s name changes, the bank will give you information itself.

Is this just rumor or real news?

This news is real, but it does not mean the bank closure. It is just Merger, which will further strengthen the banking sector. The news of “15 bank shutdown” on social media is going viral is wrong. Actually, banks are not closing, but a new bank is being formed together.

See also  Income Tax 2025: 5 major changes in Income Tax! Taxpayers must know – StudyToper

Banking holiday and truth of bank closure

There are bank holiday every month, such as second and fourth Saturday, Sunday, and some festivals. But they have nothing to do with merger. Banking services will continue as usual. Online service, ATM, card, UPI, NEFT, RTGS everything will be on.

Do you have to do anything?

  • You do not need to panic.
  • If any notice or information comes from the bank, read it carefully.
  • If there is any problem, then go to the bank branch and get information.
  • Do not trust viral rumors on social media.

Gramin Bank merger 2025: FAQ

Q1. Will my account be closed?
No, your account will continue as before.

Q2. Do I have to open a new account?
No, your old account will be valid.

Q3. Will IFSC Code change?
In some cases the IFSC code may change, but the bank will give you information about it.

Q4. What will be the benefit after merger?
Banking service will be better, technology will be used more, and expenses will be low.

Q5. Will the bank branch be closed?
No, all branches will run as before.

conclusion

If you are a customer of Gramin Bank then you do not need to panic. This change is beneficial for you. Banks are not closing, only name and management is changing. All your services will continue as before.

Disclaimer:

This news is going viral as “15 banks closed” on social media, but in reality banks are not being closed. It is just Merger, which will further strengthen the banking sector. Customers do not need to worry about any kind. If any new information comes, the bank itself will inform you.

Rate this post
Categories government schemes, Govt schemes, LATEST UPDATE Tags account, Bank, Bank Account Alert 15 Banks soon close, banks, closed, Gramin, gramin bank, studytoper.in, tomorrow, Update
Supreme blow on NEET PG 2025! Government received notice, will the examination be canceled? – StudyToperC
Canara Bank Securities Trainee Recruitment 2025 Notification, Start Online
Rahul NK

I am passionate writer with over five years of experience covering the latest job updates, educational content, news, and insightful blogs aimed at empowering readers with valuable information.

Contact Us
Sharing Is Caring:

Latest Posts

  • MP GOST Teacher Bharti School Cheyan 2025 | The guest process of Madhya Pradesh teacher recalls reference applications.MP GOST Teacher Bharti School Cheyan 2025 | The guest process of Madhya Pradesh teacher recalls reference applications.
  • SSC GD Constable 2025 Result: SSC GD Result Points releasedSSC GD Constable 2025 Result: SSC GD Result Points released
  • MPTranSco Recruitment 2025 633 notification for ITI PostMPTranSco Recruitment 2025 633 notification for ITI Post
  • What is life after clearing SSC JE exam?What is life after clearing SSC JE exam?
  • Ordnance Factory Bhandara Recruitment 2025 notification for 143 postsOrdnance Factory Bhandara Recruitment 2025 notification for 143 posts
  • Cidco Ae Admit Card 2025, Hall Ticket PDF Steps to downloadCidco Ae Admit Card 2025, Hall Ticket PDF Steps to download
  • SSC JE selection process 2025, check the phase -wise process detailsSSC JE selection process 2025, check the phase -wise process details
  • Nielit science assuveNielit science assuve
  • Allahabad University PGAT results 2025Allahabad University PGAT results 2025
  • BMRCL Anucher Syllabus and Exam Pattern 2025, Download PDFBMRCL Anucher Syllabus and Exam Pattern 2025, Download PDF
studytoper logo

This Blog is related to Sarkari Jobs Alert, Education News, Study Related Materials, Reviews, WordPress, Make Money Online, News and Technology e

Categories

  • Latest Updates
  • Educational News
  • Latest Jobs
  • Admit Card
  • Syllabus
  • Admission

Quick Links

  • MPPSC
  • UPSC
  • ESB
  • SSC
  • RAILWAY
  • Banking

Useful Links

  • About Us
  • Contact Us
  • Privacy Policy
  • Term & Conditions
  • DMCA
©2022-2024 StudyToper