Bank of Baroda is one of the largest and most trusted banks in India. This bank provides digital banking facility to the customers, so that you can easily online account opening Can do. The special thing is that now you zero balance account Can also be opened, in which there is no need to maintain minimum balance.
Other than this, Video KYC Through the process you can open an account sitting at your home. In this article, we will discuss in detail about Bank of Baroda online account opening process, features of zero balance account and Video KYC.
Bank of Baroda online account opening
Bank of Baroda has started online account opening facility for its customers. The process is simple, fast and completely digital. You can open an account using your mobile or computer without visiting the branch.
Benefits of opening an online account
- Digital Process: The entire account process is online.
- Time Saving: No need to go to the branch and stand in long queues.
- Paperless Process: All documents are submitted digitally.
- Video KYC Facility: Complete the Identity Verification (KYC) process from the comfort of your home.
Zero Balance Account
zero balance account An account that does not require you to maintain a minimum balance. This facility is beneficial for customers who want to avail banking services without any additional charges.
Features of zero balance account
- No requirement to maintain minimum balance.
- Free debit card and internet banking.
- Unlimited ATM transactions.
- Free transaction services like RTGS/NEFT/IMPS.
- Up to 50% off on locker rent.
Account Overview (Overview Table)
| Description | Information |
|---|---|
| account type | Zero Balance Savings Account |
| minimum balance requirement | zero balance |
| debit card | free debit card |
| atm transaction | Unlimited free transactions |
| Internet/Mobile Banking | free facility |
| Video KYC | Available |
| discount on locker rent | up to 50 |
Video What is the KYC process?
Video KYC There is a digital identity verification process, in which the customer has to connect with the bank official over video call. The process is fast and secure, allowing you to open your account without visiting any branch.
Documents required for Video KYC
- Aadhaar Card
- PAN Card
- A white paper and blue/black pen
- Internet enabled device (mobile/laptop)
Video How to do KYC process?
- Visit the official website of Bank of Baroda.
- Fill the online application form and enter the required information.
- After submitting the application, you will receive a Unique Reference Number (URN) will receive.
- Click on the link for video call and connect with the bank officer.
- Your account will be activated once your documents are verified.
Documents required to open account in Bank of Baroda
The following documents are required to open an account online or offline:
- Identity Proof: Aadhar Card, PAN Card, Passport etc.
- Address Proof: Electricity Bill, Ration Card, Driving License etc.
- Passport size photo: 2 photos
- Mobile number and email ID
Other accounts offered by Bank of Baroda
Bank of Baroda offers a variety of accounts that meet the needs of the customers. These include:
- Baroda Champion Account: Account designed for children.
- Baroda Salary Account: Special facilities for salaried employees.
- Baroda Senior Citizen Privilege Scheme: Higher interest rates and other benefits for senior citizens.
How to open account online
How to apply online?
- Visit the website of Bank of Baroda.
- Click on “Open Account Online” option.
- Upload your personal information and documents.
- Complete the Video KYC process.
- Your account will be activated immediately.
Key benefits associated with the account
- Digital banking services without any charges.
- 24×7 access using mobile app and internet banking.
- Free checkbook and debit card.
- Secure transactions with high security standards.
Important things to keep in mind
- Video KYC is available only to Indian residents who are 18 years of age or older.
- Make sure you have a stable internet connection.
- All documents should be correct and clear.
Disclaimer:
This article is based on the services provided by Bank of Baroda. Features like Zero Balance Account and Video KYC are real and help customers ease the digital banking experience. If you have any doubts always contact the official website or customer support.
