A new version of BHIM 3.0 (Bharat Interface for Money) has been launched, which has come up with many new features to make digital payment even easier and smart. Developed by the National Payments Corporation of India (NPCI), this app has now become more useful, safe and user-friendly than before.
Its main objective is to promote digital payment in India and Cashless economy Have to strengthen BHIM 3.0 provides many features not only for individual users but also for traders. Let’s know in detail its new features and their utility.
What is Bhim 3.0?
BHIM 3.0 is the latest version of the UPI based payment app supported by the Government of India. It was first launched in 2016, and is the third major upgrade, which was introduced in March 2025. The purpose of this update is to make digital payments simple, faster and more secure.
The main objective of bhim 3.0
- To spread digital transactions to every category.
- Providing smart tools to manage expenses.
- Make transactions faster and safe between traders and customers.
The main features of bhim 3.0
1. Multi-device support
Now the BHIM app can be used on many devices from the same account. This feature is beneficial for users who want to access their account on different devices.
2. Auto Payment feature
With the help of this new feature, you can automate regular payment (eg electricity bill, water bill etc.). This saves time and ends the mess of pending bills.
3. Split Payment Option
It has become easier to distribute expenses with friends or family now. Whether it is a restaurant bill or group shopping, BHIM 3.0 Split expense The feature helps in calculating immediately.
4. Family Mode
This feature allows family members to add to the same account. This makes it easy to monitor and manage the expenses of the entire household.
5. Spend Analytics
BHIM 3.0 now provides complete analysis of your monthly expenses. This divides the transaction into different categories, making it easy to make budget and save.
6. The ability to work in low-network connectivity
This app also works easily in areas with low internet connectivity. Due to this, digital payment has also become possible in rural areas.
7. Multi-language support
BHIM 3.0 is now available in more than 15 Indian languages, so that people from every region of the country can easily use it.
8. BHIM Vega: Special for traders
New for traders Bhim vega The feature has been introduced. With this, traders can accept payment directly in the app itself, making the transaction fast and safe.
BHIM 3.0 compared to the old version
| Speciality | Bhim 2.x | Bhima 3.0 |
| Multi-device support | No | Yes |
| Auto payment | No | Yes |
| Split expense | Limited | Advanced |
| Family mode | Not available | Yes |
| Spend analytics | Limited | Detailed |
| Low-network performance | weak | better |
| Language support | 10 languages | 15+ languages |
| business Solutions | Limited | Bhim vega |
Benefits of bhim 3.0
- Saving time: Features like auto payment and reminder alert help to save time.
- Security: Transactions with the Advance Security Protocol have become more secure.
- Extensive access: Multi-language support and low-network connectivity help it to all classes.
- Smart Money Management: Features like spend analytics and family mode make financial management easier.
How to use Bhim 3.0?
- Download the BHIM app on your smartphone or update it.
- Open the app and choose your favorite language.
- Set UPI PIN or link the existing UPI account.
- Start using new features like auto payment, split expenses etc.
future prospects
BHIM 3.0 is a big step towards Digital Future of India. NPCI has rolled out it in a phased manner, and by April 2025 it will be available to all users. This will prove beneficial not only for individual users but also for traders and banks.
conclusion
BHIM 3.0 has given a new direction to digital payment. Its new features such as multi-device support, auto payment, family mode and BHIM Vega have made it not only a payment app but a complete money manager.
BHIM 3.0 can be a great option for you if you want to make digital payments simple, fast and safe. Download it today and contribute to the Digital India campaign.
Disclaimer: This article provides information based on the actual characteristics of BHIM 3.0. Updates released by NPCI can change from time to time. Please get information from official sources.
