Bima Sakhi Yojana: Opportunity for every woman and student to get ₹ 7000 per month! Apply Now – StudyToper

Apply Bima Sakhi Scheme: The Government of India has taken a big step towards women empowerment. Prime Minister Narendra Modi launched Bima Sakhi Yojana in Panipat, Haryana on December 9, 2024. This scheme has been launched by Life Insurance Corporation of India (LIC), which aims to make women financially independent and increase insurance awareness in rural areas of the country.

Under this scheme, women in the age group of 18 to 70 years will get the opportunity to become insurance agents. They will be given special training and a monthly stipend for three years. In this way, Bima Sakhi Yojana will not only provide employment opportunities to women but will also increase the reach of insurance in rural areas.

What is Bima Sakhi Yojana?

Bima Sakhi Yojana is a government supported scheme that aims to train and appoint women as insurance agents (Bima Sakhi). The scheme is an effort to provide financial independence to women as well as increase insurance awareness in rural and semi-urban areas.

Main features of Bima Sakhi Yojana

Eligibility Criteria for Bima Sakhi Yojana

To apply for this scheme it is necessary to fulfill the following eligibility criteria:

• Age: Women between 18 and 70 years
• Educational Qualification: At least 10th class passed
• Residence: Preference to women from rural and semi-urban areas.
• Others: Relatives of existing LIC agents or employees are not eligible

Benefits available under Bima Sakhi Yojana

The women selected under this scheme will get the following benefits:

1. Three Years Training: Exclusive training on insurance products and financial literacy by LIC
2. Monthly Stipend:
   • First year: ₹7,000 per month
   • Second year: ₹6,000 per month
   • Third year: ₹5,000 per month
3. Commission based incentives: Additional commission when sales targets are met or exceeded
4. Flexible working hours: Freedom to set your own working hours
5. Career Opportunities: Opportunity to work as LIC Agent after training
6. Role of Development Officer: Some selected Bima Sakhis get a chance to become Development Officer in LIC.

Application process for Bima Sakhi Yojana

The process to apply for the scheme is as follows:

1. Visit the official website of LIC
2. Click on the application link for “Bima Sakhi Yojana”
3. Register using your email ID and phone number
4. Fill the application form carefully
5. Upload scanned copies of required documents:
   • age proof
   • 10th class certificate
   • address proof
6. Review all details before submitting the form
7. Save the acknowledgment number for future reference

Importance of Bima Sakhi Yojana

The importance of this scheme is at several levels:

1. Women Empowerment: Empowerment of women by providing them economic independence.
2. Financial Inclusion: Increasing access to insurance in rural and semi-urban areas
3. Employment Generation: Creating new employment opportunities for women
4. Insurance Awareness: Spreading awareness about the importance of insurance in the society.
5. Social Security: Increasing social security by providing insurance coverage to more families.

Impact of Bima Sakhi Yojana

The scheme is expected to have a positive impact in the following areas:

1. Rural Economy: Increase in income of rural women boosts local economy
2. Financial Literacy: Increasing financial awareness and literacy in the community
3. Gender Equity: Reduction in gender inequality as women’s economic participation increases.
4. Social Change: Changes in social norms resulting from increased economic independence of women.
5. Development of Insurance Sector: Expansion of insurance industry due to increase in insurance penetration.

Role and responsibilities of the beneficiaries of Bima Sakhi Yojana

The major roles and responsibilities of the women selected as Bima Sakhi will be as follows:

1. Spreading Insurance Awareness: Providing information about the importance of insurance in your community
2. Customer Service: Explaining LIC products to potential customers and providing advice as per their needs.
3. Policy Sales: Selling various insurance policies of LIC
4. Documentation: Handling customer applications and other necessary documents
5. Continuing Education: Attending training and updates provided by LIC
6. Ethical behavior: acting with honesty and transparency

Future of Bima Sakhi Yojana

The government plans to train around 2 lakh women through this scheme in the next three years. This will not only promote women empowerment but will also add a new dimension to the insurance sector of the country. In future, this scheme can be extended to other insurance companies also, thereby creating more employment opportunities.

Important questions (FAQs) related to Bima Sakhi Yojana

1. Question: Is there any age limit for this scheme?
   Answer: Yes, the minimum age for this scheme is 18 years and maximum age is 70 years.
2. Question: Can men apply for this scheme?
   Answer: No, this scheme is only for women.
3. Question: Is there any fee to be paid during the training?
   Answer: No, the training is free and comes with a monthly stipend.
4. Question: Will Bima Sakhi get job in LIC?
   Answer: This is not a job, but an opportunity to work as an independent agent.
5. Question: Can graduate women also apply?
   Answer: Yes, women with qualification more than 10th pass can also apply.

Disclaimer

This article is for informational purposes only. Although we have tried to provide accurate information, it is important to note that government schemes may change from time to time. Therefore, please visit LIC official website or nearest LIC office for latest and accurate information. Also, ensure that you consult a qualified financial advisor before taking any financial decisions.