epfo rule changes 2025: Good news for PF account holders in the new year! EPFO has made many important changes which can be beneficial for you. Employees’ Provident Fund Organization (EPFO) has introduced many new rules and facilities for its members. These changes are aimed at providing better services to PF account holders and ensuring the safety of their money.
In this article we will give detailed information about 5 major changes made by EPFO. These changes will help you manage your PF account better and plan for your future better. Let us know what these changes are and why they are important for you.
5 important changes of EPFO: at a glance
EPFO has made many changes in the new year which are beneficial for PF account holders. Here’s a table summarizing these changes:
| shift | Description |
| online enrollment | PF account holders can now do online nominee nomination |
| UAN-Aadhaar Linking | Linking UAN with Aadhaar has been made mandatory |
| e-nomination facility | Electronic nomination facility has been started |
| digital life certificate | Digital life certificate facility for pensioners |
| EPFO mobile app | New mobile app has been launched |
| interest rate increase | The interest rate on PF has been increased |
| increase in pension | The minimum pension amount has been increased |
| KYC updation | KYC updating has been made mandatory |
Online Nomination: Easy process for PF account holders
EPFO has started online nomination facility for PF account holders. With this new change, you can now nominate a nominee for your PF account from the comfort of your home. This process is not only easy but also saves time.
Benefits of online nomination:
- time saving
- Reduction in Paperwork
- less chance of errors
- instant updation
To make online nomination, you have to visit the official website of EPFO and login with your UAN (Universal Account Number). Then you can easily fill the details of your nominee.
UAN-Aadhaar Linking: Mandatory Process
EPFO has made it mandatory to link UAN with Aadhaar. This step has been taken to increase the security of PF accounts and prevent fraud. UAN-Aadhaar linking will strengthen the security of your PF account and you will be able to easily avail services related to your account.
Benefits of UAN-Aadhaar Linking:
- better security
- Instant KYC Verification
- Simple Pension Claim Process
- Easy access to online services
To link your UAN with Aadhaar, you can complete the process by visiting the EPFO website or through your employer.
e-nomination facility: a step forward in the digital age
EPFO has started the facility of e-nomination i.e. electronic nomination. This facility allows PF account holders to submit their nominee details digitally. E-nomination has not only made the nomination process faster but has also reduced the chances of errors.
Benefits of e-nomination:
- paperless process
- quick updation
- secure data storage
- Change facility at any time
To do e-nomination, you have to visit the EPFO website and login with your UAN. Then you can go to the e-nomination section and fill the details of your nominee.
Digital Life Certificate: Relief for pensioners
EPFO has started the facility of Digital Life Certificate for pensioners. With this facility, pensioners will not need to go to the bank or EPFO office every year to submit the life certificate. They can now submit their life certificate online while sitting at home.
Benefits of Digital Life Certificate:
- saving time and energy
- Freedom from long queues
- Anytime Deposit Facility
- immediate processing
To submit the digital life certificate, pensioners can use the EPFO website or Umang app. This requires Aadhaar-based biometric verification.
EPFO Mobile App: A world of features in your hands
EPFO has launched a new mobile app for its members. This app allows PF account holders to get all the information and services related to their account on their mobile phone. Through the app, you can avail many services like checking your PF balance, viewing passbook, checking claim status.
Features of EPFO mobile app:
- PF balance check
- see passbook
- Tracking Claim Status
- UAN-Aadhaar Linking
- KYC updation
EPFO mobile app can be downloaded from Google Play Store or Apple App Store. To use the app you have to login with your UAN and password.
Interest rate increase: Good news for PF account holders
EPFO has increased the interest rate on PF accounts. This increase is a good news for PF account holders, as it will give higher returns on the amount deposited in their PF account. All PF account holders will get the benefit of the new interest rate.
Effects of interest rate increase:
- higher returns
- better savings growth
- Increase in retirement fund
- increased economic security
The benefit of the new interest rate will be automatically added to your PF account. You can see this increased interest amount in the passbook of your PF account.
Increase in pension: relief for the elderly
EPFO has increased the minimum pension amount for pensioners. This increase has especially brought relief to people earning low pensions. This increase will help pensioners to meet their daily expenses.
Benefits of pension increase:
- better standard of living
- increase economic security
- relief from inflation
- help with health care expenses
Payment of the new pension amount will start automatically. Pensioners will not have to make any separate application for this.
KYC updation: necessary process
EPFO has made it mandatory for all PF account holders to update KYC (Know Your Customer). This step has been taken to increase the security of PF accounts and prevent fraud. By updating KYC, you will be able to easily avail all the services related to your account.
Importance of KYC updation:
- Better account security
- expedited claim processing
- Easy access to online services
- fraud prevention
Disclaimer: This article is for informational purposes only. Although we have tried to provide accurate information, EPFO rules and policies may change from time to time. Please get the latest information by visiting EPFO’s official website or office before taking any important decision. The author or publisher will not be responsible for any action taken based on the information given in this article.
