The agricultural sector in India is an important pillar of the economy. Every year millions of farmers work hard for their livelihood, but sometimes due to economic challenges, they are burdened with debt. Kisan Credit Card (KCC) loan waiver scheme 2025 is an important initiative that promises farmers to give relief from their debt.
This scheme is especially a great hope for the farmers of Uttar Pradesh. The main objective of the government is to free small and marginal farmers from financial burden and improve their income. Through this scheme, farmers will be able to free their debt and focus on their farming and family.
KCC loan maafi yojana 2025: observation
| Plan statement | Acquaintance |
| Name of the scheme | KCC Kisan Debt waiver scheme 2025 |
| Beneficiary | Farmers Credit Card (KCC) holder farmer |
| Maximum loan waiver amount | 2 lakh rupees |
| Eligible farmer | Small and marginal farmer |
| Annual income limit | Less than 2 lakh rupees |
| Application process | Online and offline |
| Period of plan | 31 December 2025 |
| Implementation agency | Ministry of Agriculture |
KCC loan eligibility criteria for Maafi
The farmer has to fulfill the following conditions to take advantage of the scheme:
- Need to be a valid farmer credit card (KCC)
- Annual income less than Rs 2 lakh
- Should have your farming land
- No government employee in the family
- It is necessary to have a loan of a bank or cooperative institution
Application Process: Online and Offline
Online application process
- Go to the official website
- Click ‘KCC Loan Maafi Apply’
- Fill the required information
- Upload documents
- Submit the application
Offline application process
- Go to the nearest agricultural office
- Get the application form
- Fill the form correctly
- Attach the required documents
- Submit the form
Required documents
- Aadhar card
- Kisan Credit Card (KCC)
- Bank passbook
- Land documents
- Address proof
- Passport Size Photo
Major benefits of the scheme
- Debt of up to Rs 2 lakh waived
- Transfer of amount directly to bank account
- Farmers get rid of mental stress
- More opportunities for investment in farming
Important notes
- Only for KCC holders for farmers
- Private loan not included
- Application by 31 December 2025
Importance of scheme
The scheme is an important step for the Indian agriculture sector. This will not only give economic relief to the farmers, but will also promote their confidence and productivity.
Disclaimer: This article is based on government scheme. Farmers are advised to get the latest information from their local agriculture department.
