The Government of India has announced new pension tables and schemes in 2025, which aims to bring relief and financial stability for government employees, senior citizens and pensioners. This new pension table will be effective from 1 April 2025. Many significant changes have been made in this, which will prove beneficial for especially central government employees and other beneficiaries.
In this article we will provide all the necessary information related to the New Pension Table 2025, including the main points of eligibility, profit, and new schemes. Let’s know in detail.
Introduction to New Pension Table 2025
Under the new pension table, the government has announced the implementation of Unified Pension Scheme – UPS. The scheme provides a comprehensive plan by adding the benefits of the National Pension System (NPS) and Old Pension Scheme (OPS). Its purpose is to give employees financial stability after their retirement.
Quick details of New Pension Table 2025
| Description | Acquaintance |
| Name of the scheme | New pension table 2025 |
| Applied date | 1 April 2025 |
| Beneficiary | Government employees, senior citizens, disabled |
| Minimum pension amount | ₹ 10,000 per month |
| Maximum pension amount | 50% of the final salary |
| Eligibility age | 60 years or more |
| Application process | Both online and offline medium |
Unified Pension Scheme – UPS
Unified Pension Scheme (UPS) is specifically designed for central government employees. This scheme gives employees the option to choose one of NPS or UPS. It cannot be changed after joining UPS.
Main point of UPS
- Guaranteed Pension: 50%of the last salary.
- Minimum pension: ₹ 10,000 per month.
- Family Pension: 60%of the final pension to the family after the death of the employee.
- Contribution: Employee contribute 10% and employer’s contribution 18.5%.
Special schemes for senior citizens
For senior citizens, the government has announced several new schemes including old age pension scheme. The purpose of these schemes is to provide financial assistance and self -reliance to the elderly.
Eligibility criteria
- Age: 60 years or more.
- Annual income limit: less than ₹ 2 lakh.
- Necessary documents: Aadhaar card, income certificate, bank account details.
Benefit
- Monthly Financial Assistance.
- Help in medical expenses.
- Social security and self -sufficiency.
Other important updates
Dearness Allowance – DA)
- Since January 2025, dearness allowance has been increased by 4%.
- Central employees and pensioners will get direct benefit.
EPFO minimum pension hike
- EPFO has proposed to increase the minimum monthly pension from ₹ 1000 to ₹ 7500.
- This will benefit millions of private sector employees.
Health facilities
- New schemes have been introduced to provide free medical facilities to senior citizens and disabled.
Old Pension Scheme Vs. Unified Pension Scheme
The table below has compared the Old Pension Scheme (OPS), National Pension System, and Unified Pension Scheme (UPS):
| Properties | Old Pension Scheme (OPS) | NPS | Above |
| Guaranteed amount | Yes | No | Yes |
| Minimum pension | not fix | Dependent on investment | ₹ 10,000 per month |
| Family pension | Yes | Dependent on investment | 60% of the last salary |
| Employer contribution | Not applied | 14% | 18.5% |
Application process
The application process for new schemes is simple and user-friendly.
Online process:
- Go to the official portal.
- Fill the application form and upload the required documents.
- Submit the application and download the receipt.
Offline process:
- Go to the nearest government office.
- Get the application form and submit it.
- Get a receipt.
Disclaimer:
This article provides information related to New Pension Table 2025. However, the reality of this scheme depends on government notifications. Please confirm from official sources.
