The Government of India has made several important announcements in the 2025 budget for women and the elderly. The purpose of these schemes is to empower women and provide economic security to the elderly. In this article we will discuss these plans, their characteristics and benefits in detail.
Main highlights
The announcements made by the government for women and the elderly include:
- Expansion in savings schemes for women
- Extending the limit of health insurance premium for the elderly
- Pension schemes for widows and destitute women
- Tax exemption and better interest rates for senior citizens
New plans for women and the elderly
Plans for women
The government has announced several schemes to make women self -sufficient and secure their financial future.
- Mahila Samman Savings Scheme:
- The scheme was applicable until 31 March 2025, which is now likely to increase.
- In this, women get a chance to save at high interest rates.
- Education and scholarship program:
- Daughters of poor families will be given scholarships in higher education like medical, engineering, and polytechnic.
- Girls of general category will also get the benefit of this scheme.
- Widow remarriage incentive scheme:
- A incentive amount of ₹ 11,000 will be given to the couple who marries a widow.
- Dowry Harassment Assistance Scheme:
- Legal assistance and financial assistance will be provided to women suffering from dowry harassment.
Plans for the elderly
Keeping in mind the senior citizens, the government has taken several steps to ensure their economic security.
- Health Insurance Premium Limit:
- The limit of health insurance premium has been increased from ₹ 50,000 to ₹ 1 lakh.
- Senior Citizen Savings Scheme:
- The scheme proposes to increase interest rates on investment.
- Pension Schemes:
- Schemes providing shelter, food and medical facilities to the destitute old people will be expanded.
- Tax exemption:
- It is proposed to give tax exemption on annual income up to Rs 10 lakh.
Brief description of plans
| Name of the scheme | Main characteristics |
| Women’s honor savings scheme | Savings at high interest rate, proposal to extend time limits |
| Widow remarriage scheme | Incentive amount of ₹ 11,000 to the couple who revives |
| Senior civil savings scheme | Better interest rates on investment |
| Health Insurance Premium | Limit increased from ₹ 50,000 to ₹ 1 lakh |
| Destitute Old Shelter Plan | Free housing, food and medical facilities to the elderly |
| Education scholarship program | Poor daughters scholarship in higher education |
Benefits from these schemes
Benefits for women
- Increase in economic freedom and self -reliance.
- Better access to education and health facilities.
- Improvement in social security.
Benefits for the elderly
- The economic burden will be reduced.
- Health facilities will improve.
- There will be more returns on investment.
Other major announcements
- Railway Consestion: Proposal to give railway fares exemption for elderly passengers.
- Cheap loan facility: Scheme to provide cheap loans to women entrepreneurs.
- Housing Scheme for poor families: Homes will be provided on subsidy to poor families.
conclusion
These schemes announced by the government will not only give relief to women and the elderly but will also strengthen their situation in the society.
Disclaimer:
This article is based on government announcements. Please get complete information from the concerned department.
