Pradhan Mantri Awas Yojana – PMAY is a very popular and beneficial scheme of the Government of India, whose main objective is to provide firm houses to the poor and middle class people of the country. Every year millions of people take advantage of this scheme. In 2025, the government has released a new installment of PMAY, which has made a smile on the face of millions of families.
If you also applied under the PM Awas Yojana, then it is a great news for you. On 16 May, the government has released a new installment of PMAY. In this article, we will tell you how much money will come in the installment, who will get the benefit, how to check your name, and which documents will be needed. Also, we will tell you whether this plan is real or fake, so that you are not a victim of any deception.
PM Avas Yojana 2025 Latest Update – Payment released
Under the Pradhan Mantri Awas Yojana, the government has released a new installment on 16 May 2025. This time too, money has been transferred directly to the account of millions of beneficiaries. If you also applied and your name is on the list, then you can get ₹ 40,000 as the first installment. A total of ₹ 1,20,000 is given in three installments under the entire scheme.
Overview Table: Pradhan Mantri Awas Yojana 2025
| Name of the scheme | Pradhan Mantri Awas Yojana (PMAY) |
| Installment release date | 16 May 2025 |
| Total assistance amount | ₹ 1,20,000 (Rural) / ₹ 1,50,000 (Urban) |
| Number of installments | 3 (each, 40,000) |
| Beneficiary | Rural and urban poor, EWS, LIG, MIG |
| Application process | online offline |
| Required documents | Aadhar card, bank passbook, ration card |
| Plan period | 2024-25 to 2028-29 |
| Purpose of the scheme | Sure house for all |
What is PM Awas Yojana? (What is PM Awas Yojana?)
The Pradhan Mantri Awas Yojana (PMAY) is a flagship scheme of the Government of India, which was launched in 2015. Its goal is to give a pucca house to every poor family of the country by 2022 (now to 2028-29). There are two parts of this scheme-PM Awas Yojana Rural (PMAY-G) and PM Awas Yojana Urban (PMAY-U).
- PMAY-G: To give pucca houses to poor families in rural areas.
- PMAY -U: For poor, lower and middle class families living in cities.
Under this scheme, the government transfers direct money to the beneficiaries to their bank account, so that they can build their own house or repair the old house.
PM Awas Yojana installment – How much money is available?
- Rural Area (PMAY-G): A total of ₹ 1,20,000 is given in three installments. Each installment is ₹ 40,000.
- Urban Area (PMAY -U): The total assistance amount here can be up to ₹ 1,50,000. Also, up to 6.5% subsidy is available on home loans.
- First installment: ₹ 40,000 (after the name is on the list)
- Second installment: 100 days after the first installment
- Third installment: 100 days after the second installment
Eligibility for PMAY
- The applicant should be an Indian citizen.
- The family should not already have a firm house.
- Applicants fall in EWS (economically weaker class), LIG (low income group), MIG (Middle Income Group).
- Priority to rural or urban poor, Scheduled Castes/Tribes, OBC, widows, Divyang etc.
- It is necessary to have a house in the name or joint name of the woman (for women empowerment).
Documents required for PM Housing Scheme
- Aadhar card
- Copy of bank passbook
- Ration card
- Income certificate
- Passport Size Photo
- Mobile number
- Address proof
How to apply for PM Housing Scheme? (How to Apply for PMAY)
- Online application:
- Go to the official website.
- Click “Apply Online” or “Apply”.
- Fill the information sought and upload the documents.
- Press the submit button and keep the receipt.
- Offline application:
- Visit the nearest CSC Center or Municipal Corporation/Panchayat Office.
- Fill the application form there and submit the necessary documents.
How to check the status of PM Awas Yojana installment? (How to Check PMAY Payment Status)
- Go to the official portal.
- Click on “Iay/PMayg Beneficiary” in the “Stakeholders” section.
- Enter your registration number.
- Your status will be seen on the screen – the installment or not.
Benefits of PMAY Scheme
- Perved home to poor and needy families.
- Direct bank transfer assistance to build homes.
- Interest subsidy up to 6.5% on home loans.
- Women Empowerment – Home in the name of a woman.
- Ground floor facility for disabled and senior citizens.
- Basic facilities like electricity, water, toilets, gas connections.
Key things of Pradhan Mantri Awas Yojana (PMAY Key Highlights)
- The goal of the scheme – “Housing for all”.
- It will run from 2024-25 to 2028-29.
- 3 crore new houses will be built (1 crore urban, 2 crore rural).
- Both the central and state governments give money together.
- It is necessary to use environmentally friendly material in home construction.
- The quality of the house should be according to BIS and NBC.
PMAY Subsidy Details received in PM Housing Scheme
| Category | Annual income limit | Interest subsidy | Maximum loan amount |
| Evs | Up to ₹ 3 lakh | 6.5% | (6 million |
| Low income group | ₹ 3-6 million | 6.5% | (6 million |
| ME-me | ₹ 6-12 Lakh | 4% | Number of 9 million |
| ME-II | ₹ 12-18 Lakh | 3% | 1.1 million |
PM Housing Scheme – Important questions related to installment (FAQs)
Q1. When does the installment of PM Awas Yojana come?
Every year the government transfers installments to the accounts of eligible beneficiaries. The new installment has been released on 16 May in 2025.
Q2. How much money do you get?
In rural areas, ₹ 1,20,000 in three installments, ₹ 1,50,000 in urban area and loan subsidy.
Q3. How to see the name list?
You can check your name by going to PMAY’s website or Panchayat/Municipal Corporation office.
Q4. What to do if the installment does not come?
Check the status on the official portal or contact the nearest office.
Q5. Is the plan real or fake?
This is a real and recognized scheme of the Government of India.
PM Awas Yojana 2025 – Who will get the most benefit?
- Those who do not have their own sure home.
- Families of the economically weaker section, low income group, middle income group.
- Scheduled Castes/Tribe, OBC, Widow, Divyang, Women Maina.
- Rural and urban poor.
Home facilities under PM Housing Scheme
- Sure house (made of brick, cement)
- Water, electricity, toilets, gas connections
- Cleanliness and waste management
- Safe and strong construction
Important things for PM Housing Scheme
- While applying, give all the documents correct and accurate.
- There will be no benefit by giving fake documents.
- The bank account should be linked to Aadhaar.
- Keep checking the status on the portal from time to time.
Why did the installment not come in PM Awas Yojana?
- Documents incomplete or wrong.
- Bank account not link to Aadhaar.
- Eligibility is not complete.
- Error in application.
PM Housing Scheme – What’s new in 2025?
- The duration of the scheme has been extended.
- More houses will be built.
- The online process has become easier.
- More emphasis on women empowerment.
Rejuvenation
This article is only for information. Pradhan Mantri Awas Yojana (PMAY) is a real and recognized scheme of the Government of India, which has benefited millions of people. If you do not have a firm house and you fulfill the eligibility conditions, you can also apply. Beware of any fake call, website or agent. For application and information, use only the official portal or government office.
If you have not got an installment or have any problem, then contact your nearest panchayat, municipal corporation or bank. All information and updates of the scheme are available from time to time on the government portal.
