PM svanidhi scheme: There are many people in our country who do street vendors. These people set up their carts on the streets and sell goods and earn their living. Some time ago the Corona epidemic had spread widely in the country. Due to the Covid-19 pandemic, many people employment Had to leave. But at present, in view of these problems, the government has started a scheme for these people. Name of this scheme launched by the government PM Swanidhi Yojana Is. Pradhan Mantri Swanidhi Yojana Through this, loan will be provided by the government to the history vendors to restart their employment.
Government launches new scheme for street vendors
by government Pradhan Mantri Swanidhi Yojana Under this, street vendors will be given loans up to Rs 50,000 to restart their business. Along with loans, the government will also provide subsidy so that street vendors will be able to earn good income by doing their own employment. In such a situation, if you are also associated with this employment and your employment was stopped during the pandemic, then you can take advantage of this scheme. Guarantee free loans are being provided by the government at low interest rates. More than 50 lakh small traders will be benefited under this scheme of the government.
Loan being provided by the government without guarantee
To start their business, street vendors will first be given a loan of Rs 10,000, after which Rs 20,000 and ₹ 50,000 will be provided in the third installment. Loans given under this scheme will also be encouraged by giving subsidy at the rate of 7%. So far, more than 1.5 lakh beneficiaries have taken benefits under PM Svanidhi Yojana. PM Swanidhi Yojana Many street vendors have been included under this, which include street vendors, hawkers, street vendors, fruit vegetable sellers etc. All these types of small businessmen get loans without any guarantee so that they can restart their business.
प्रधानमंत्री जनधन योजना फॉर्म
Necessary eligibility to avail the benefits of the scheme
- The benefit of the scheme will be available only to those citizens who work as street vendors.
- Street vendors must have identity cards or vending certificates issued by urban local bodies (ULBs).
- In such cases where street vendors were identified in the survey, but vending certificates or identity cards are not found, provisional vending certificates will be made for the street vendors.
- Street vendors who were left out of the ULB-led identification survey or who have started vending after the completion of the survey, have been sent Letters of Recommendation (LOAR) by both the ULB or the Town Vending Committee (TVC).
- Street vendors, who are vending in nearby developments or in rural or sub-urban areas, are within the geographical limits of the LB and have been issued a Letter of Recommendation (LOAR) by the LB or TVC.
Documents required for the scheme
- Aadhar card,
- PAN card,
- bank passbook,
- Identity card issued by Urban Local Bodies (ULB),
- income proof,
- Address proof,
- Passport size photo.
How to apply under the scheme
- To apply for this scheme, first of all you have to register for PM Swanidhi Yojana. official website will go on.
- After that you will be on the home page Three options will be available to apply loan.
- You have to select the loan as per your choice.
- After clicking on the Apply Loan option, a new page will open in front of you.
- Here you will be asked for your mobile number.
- After entering the mobile number, you will have to enter your captcha code below.
- Now you have to click on Request OTP.
- After entering the OTP, you will have to click on the login button.
- Now the application form will open in front of you.
- After filling the application form properly, you will have to upload all the required documents.
- At last you have to click on the submit button.
- After that a print out of that form will have to be taken.
- After taking the print out, you will have to attach all the necessary documents and go to the nearest bank and deposit it.
- You will get the loan after approval by the bank.
