Pradhan Mantri Vishwakarma Yojana 2025 is an important Social Welfare Scheme, which aims to provide financial support and skill training to traditional artisans, craftsmen, weavers, goldsmiths, blacksmiths, laundering and many other types of workers. The scheme was launched on Vishwakarma Jayanti on 17 September 2023 and so far more than 27.84 lakh artisans have been benefited.
Through this scheme, the Central Government is encouraging to buy loans, skill training, and equipment at a low interest rate. Apart from this, PM Vishwakarma Certificate and Vishwakarma Identity Card are also given, which recognizes the artisans in their work. Under this scheme, digital transactions are also being encouraged and market support is being provided.
PM Vishwakarma Yojana Overview
| Description | Expansion of details |
| Name of the scheme | Pradhan Mantri Vishwakarma Yojana (PM Vishwakarma Yojana) |
| Year | 2025 |
| Start | 17 September 2023 |
| Objective | Providing financial assistance and skill training to traditional artisans |
| Loan amount | ₹ 1 lakh in first phase, ₹ 2 lakh in second phase |
| Interest rate | Maximum 5% per year |
| Beneficiary | About 30 lakh traditional artisans and craftsmen |
| Covered business | 18 types of businesses like carpenter, boat manufacturer, blacksmith etc. |
Benefits of Vishwakarma Scheme
Many types of benefits are being provided to artisans and craftsmen under the Pradhan Mantri Vishwakarma Yojana:
- Loan at low interest rate: Under this scheme, loans are provided to artisans at low interest rate, so that they can promote their business.
- Skill training: Artisans are given basic and advanced skill training, so that they can improve their skills.
- Toolkit voucher: Artisans are given a toolkit voucher of ₹ 15,000, so that they can buy modern equipment.
- Certificate and identity card: Artisans are given PM Vishwakarma Certificate and Vishwakarma ID, which gives them recognition in their work.
- Incentive in digital transactions: Artisans are encouraged in digital transactions, so that they can run their business in a modern way.
- Market support: Artisans are provided market support, allowing them to sell their products better.
How to apply for Vishwakarma Scheme
Follow the following stages to apply for Vishwakarma Scheme:
- Go to the official portal: First go to the official website of Vishwakarma Scheme.
- Mobile Number Verification: Verify your mobile number.
- Aadhaar E-KYC: Complete e-KYC through Aadhaar card.
- Fill the artisan registration form: Fill and submit the artisan registration form.
- Download PM Vishwakarma Digital ID and Certificate: Download PM Vishwakarma Digital ID and Certificate after registration.
- Apply for the benefits of the scheme: Apply for the benefits available under the scheme.
Necessary documents for Vishwakarma Scheme
The following documents are required to apply for Vishwakarma Scheme:
- Aadhar card
- Mobile number
- PAN card (if available)
- Bank account statement
- Documents related to business
Eligibility Criteria for Vishwakarma Scheme
The following are eligibility criteria for Vishwakarma Yojana:
- Age Limit: 18 to 60 years
- Business: 18 types of business like carpenter, boat manufacturer, blacksmith, goldsmith etc.
- Residence: It is necessary to be a resident of India
Benefits and importance of Vishwakarma Yojana
The objective of the Vishwakarma scheme is to provide financial assistance and skill training to traditional artisans and craftsmen, so that they can run their business better. The scheme also helps in strengthening the Guru-Shishya tradition and encourages artisans to buy modern equipment.
How to get toolkit voucher for Vishwakarma Scheme
To get a toolkit voucher of ₹ 15,000 under the Vishwakarma scheme, you have to register for the first plan and complete skill training. Next, you will receive the voucher code, allowing you to buy modern equipment.
How to get loan for Vishwakarma Scheme
To get a loan at a low interest rate under Vishwakarma scheme, you have to register for the scheme and submit the necessary documents. After this, you can get a loan of ₹ 1 lakh in the first phase and ₹ 2 lakh in the second phase.
How to get skill training for Vishwakarma Scheme
To get skill training under the Vishwakarma scheme, you have to register for the scheme and submit the necessary documents. After this, you will be given basic and advanced skill training, in which you will also get ₹ 500 per day.
Incentive in digital transactions for Vishwakarma Scheme
Under the Vishwakarma scheme, digital transactions are encouraged, so that artisans can run their business in a modern way. This incentive helps in connecting artisans to online payment and digital market.
Disclaimer: Information about Pradhan Mantri Vishwakarma Yojana 2025 is based on official announcements and available data. This scheme may be real or apply in the future, but it is necessary to get information from official government sources to confirm it.
