State Bank of India (SBI) is the largest bank in the country, which has millions of customers. Recently, SBI has announced some new rules that can affect customers. These rules include online banking fees, ATM withdrawal fees, and savings account interest rate changes. It is important to know about these changes and manage your banking functions according to them.
SBI has encouraged its customers to move towards digital banking, so that transactions can be easier and safe. However, due to some rules, customers may have to pay additional fees. In this article, we will discuss these new rules in detail and explain how you can deal with these changes.
Apart from these new SBI rules, the bank has also made the KYC update process easier. Now customers can update their KYC online, so that they do not need to go to the bank branch. This process can be done through e-KYC, which requires your Aadhaar card and mobile number.
SBI Bank new update 2025
New rules for SBI bank account holders
SBI has implemented several new rules for its customers that can affect their banking experience. The following are some of these major rules:
| Rule | Description |
| Online banking fee | A fee of Rs 200 per month may be applicable. |
| ATM withdrawal fee | Three withdrawals per month free, then a fee of Rs 25 per withdrawal. |
| Savings account interest rate | It has been increased by 3.5%, 5% for senior citizens. |
| KYC update | Can be updated at home through online e-KYC. |
| Digital banking encouragement | Various incentives to promote digital transactions. |
| Bank branch requirement | Some special transactions may require a bank branch. |
SBI Savings Account Rate 2025
SBI has changed the interest rate on its savings accounts. Now the interest rate on savings accounts is 3.5%, while senior citizens will get 5% interest. This change can be beneficial for customers, especially for those who keep their money in saving accounts.
SBI KYC update online 2025
SBI has made the KYC update process online online for its customers. Now customers can update their KYC from home using their Aadhaar card and mobile number. This process is done through e-KYC, in which you get an OTP on your mobile, using which you can verify your information.
SBI Online Banking and Mobile Banking
SBI has provided online banking and mobile banking services for its customers. Through these services you can see your account information, transfer funds, pay bills, and do many other tasks. However, now a fee of Rs 200 per month can be applicable for online banking.
SBI ATM Fee Rules 2025
SBI has changed its ATM withdrawal rules. Now you can withdraw money from ATM for free three times per month. After that a fee of Rs 25 per withdrawal will have to be paid. This change can be a bit expensive for customers, so they should focus on the number of their withdrawal.
SBI Bank branch requirement
You may have to go to the bank branch for some special transactions. These include opening a new account, high-value transactions, cash deposits that exceed the ATM limit, and complex financial transactions. Therefore, if you want to do such tasks then you should plan in advance.
Suggestions for SBI Bank account holders
- Use online banking: Make most transactions online so that you have to go less in the bank branch.
- Limit ATM withdrawal: Use three free withdrawals per month and then do at least withdrawn.
- Update KYC: Update your KYC online so that there is no problem in your account.
- Take advantage of savings account interest rate: Keep your money in the savings account and take advantage of the increased interest rate.
conclusion
It is important to know about the new SBI rules and manage your banking functions according to them. You can make your banking experience easier and safe by using facilities like online banking, mobile banking, and KYC updates. However, it is important to take care of ATM withdrawal fees and online banking fees so that you do not have to bear unnecessary expenses.
Important point:
- Online banking fee: A fee of Rs 200 per month may be applicable.
- ATM withdrawal fee: Rs 25 per withdrawal fee after three free withdrawal.
- Savings account interest rate: increased by 3.5%, 5% for senior citizens.
- KYC Update: Can be updated at home through online e-KYC.
Disclaimer: This article is to provide general information and does not reflect any specific banking rules or policy. For detailed information about SBI rules and policies, you should contact SBI’s official website or bank branch.
