SBI Animal Husbandry Loan 2025: How to get a loan of up to ₹ 5 lakh? Learn the whole process! – StudyToperC

Animal husbandry is an important business in India which is a major part of the rural economy. To promote this, State Bank of India (SBI) has launched a special loan scheme called SBI Animal Husbandry Loan Scheme 2025. The scheme provides financial assistance to farmers and cattle rearers to start or increase their business.

In this article we will learn in detail about SBI Animal Husbandry Loan Scheme 2025. We will discuss the benefits, eligibility criteria, application process and other important information received under this scheme. If you want to start an animal husbandry business or expand your existing business, this article will be very useful for you.

What is SBI Pashupalan Loan Yojana 2025?

SBI Animal Husbandry Loan Scheme 2025 is a special debt program being run by State Bank of India. The main objective of this scheme is to promote animal husbandry sector and make farmers financially strong. Under this scheme, farmers and cattle rearers can get loans ranging from 1 lakh to 5 lakh rupees.

SBI Animal Husbandry Loan Scheme 2025 overview

SBI Animal Husbandry Loan Scheme 2025 Benefits

There are many advantages of this scheme which are very helpful for cattle rearers and farmers:

• Low interest rate: The interest rate on this loan is very low, which starts at just 7%.
• Large loan amount: You can take a loan of up to 5 lakh rupees.
• Long repayment period: The loan can be repaid in a long period of up to 5 years.
• Loan without guarantee: No guarantee is required for loans up to Rs 1.6 lakh.
• Benefits of subsidy: This scheme can get up to 33% subsidy.
• Get a loan early: The loan is approved within 24 hours of the application.

Eligibility for SBI Animal Husbandry Loan Scheme 2025

To take advantage of this scheme, you have to fulfill certain conditions:

• The applicant should be a citizen of India.
• The age of the applicant should be between 18 and 60 years.
• The applicant should be a farmer, cattleman or rural entrepreneur.
• There should be no arrears of any bank on the applicant.
• The applicant’s CIBIL score should be good.
• The applicant should have a proper plan to start or expand the animal husbandry business.

Documents required for SBI Animal Husbandry Loan Scheme 2025

While applying for a loan, you have to give these documents:

• Aadhar card
• PAN card
• Photo identity card (voter ID or driving license)
• Ration card or electricity bill)
• Bank statement (last 6 months)
• proof of income
• 2 passport size photo
• Land papers (if it is)

Application process for SBI Animal Husbandry Loan Scheme 2025

It is very easy to apply for this scheme. You can follow these steps:

1. Go to your nearest SBI Bank branch.
2. Go there and ask for application forms for animal husbandry loan.
3. Fill the form carefully and apply all the necessary documents.
4. Submit the filled form to the bank officer.
5. The bank will check your application and soon tell you whether your loan is approved or not.
6. If the loan is approved, the bank will transfer money to your account.

SBI Animal Husbandry Loan Scheme 2025 Use

You can use this loan in many ways:

• To buy cow or buffalo: You can buy milch animals with this money.
• To make sheds: You can make a good shade for animals to live.
• To buy fodder: You can buy good fodder for animals.
• For medicines and vaccines: You can buy medicines and vaccines to take care of animal health.
• To buy milk equipment: You can buy milk extract and store equipment.

SBI Animal Husbandry Loan Scheme 2025 Interest Rate

In this scheme, the interest rate has been kept very low. The interest rate starts at 7%. This rate depends on your cibil score and loan amount. If your CIBIL score is good, you can get a low interest rate.

SBI Animal Husbandry Loan Scheme 2025 loan amount

Under this scheme, you can take loans ranging from 1 lakh to 5 lakh rupees. The loan amount depends on the need of your project and the ability to repay.

SBI Animal Husbandry Loan Scheme 2025 repayment period

The loan taken under this scheme can be repaid over a period of 3 to 5 years. You can pay EMI as per your convenience.

SBI Animal Husbandry Loan Scheme 2025 subsidy

In this scheme, eligible applicants can get up to 33% subsidy. This subsidy depends on the amount of your loan and is directly deposited in your loan account.

Benefits of SBI Animal Husbandry Loan Scheme 2025

• Employment generation: This scheme creates new employment opportunities in rural areas.
• Increase in income: Animal husbandry increases the income of farmers.
• Increase in milk production: This scheme increases the country’s milk production.
• Strongly to rural economy: Animal husbandry strengthens rural economy.
• Self -reliance: This scheme helps farmers to make them self -sufficient.

SBI Animal Husbandry Loan Scheme Tips for 2025

• Prepare well about your project.
• Keep all the necessary documents ready in advance.
• Keep your CIBIL score good.
• Take the loan amount according to your need and ability to repay.
• Pay EMI on time.

SBI Animal Husbandry Loan Scheme frequently asked questions (FAQs)

1. Is there any processing fees for this loan?
   Yes, a small processing fees are applied to this loan.
2. Can I use loan money for some other work?
   No, this loan can only be used for animal husbandry related work.
3. Can I repay the loan ahead of time?
   Yes, you can repay the loan even before time. There is no additional fee on this.
4. If my cibil score is low then will I get a loan?
   There is less chances of getting a loan when there is a low CIBIL score. In such a situation, you can try to improve your CIBIL score.

Disclaimer: This article is only for informative purposes. Although we have tried to provide accurate information, the terms and conditions of the scheme may change from time to time. Please contact your nearest SBI branch or official website for correct and updated information. Consult a qualified financial advisor before taking any financial decision.