Animal husbandry business in rural areas of India is an important source of income for farmers and unemployed youth. Keeping this in mind, State Bank of India (SBI) SBI Animal Husbandry Loan Scheme 2025 Has started The objective of this scheme is to promote animal husbandry business by giving financial assistance to rural youth, farmers and cattle rearers at low interest rates. This will not only strengthen the rural economy, but will also create new employment opportunities.
Citizens interested under this scheme 1 lakh to 10 lakh rupees Can easily get a loan of. The application process is very simple and apply can be made by going to the bank branch with the necessary documents. The scheme also includes facilities like subsidy, low interest rate, and loan without guarantee, so that common farmers and cattle rearers can also benefit easily. Let’s know in detail about this scheme.
What is Sbi Pashupalan Loan Yojana?
SBI Animal Husbandry Loan Scheme 2025 There is a government banking scheme, especially for farmers, cattle rearers and rural entrepreneurs. Its main objective is – promoting animal husbandry business in rural areas, making farmers self -reliant and motivating rural youth for self -employment. Under this scheme, a loan from 1 lakh to 10 lakh rupees is given at a low interest rate (starting at 7%), which can lead to starting a new business of animal husbandry or extending the business already running.
SBI Animal Husbandry Loan Scheme
| Description | Acquaintance |
|---|---|
| Name of the scheme | SBI Animal Husbandry Loan Scheme 2025 |
| Starting | State Bank of India (SBI) |
| Beneficiary | Farmers, cattle rearers, rural entrepreneurs |
| Loan amount | From ₹ 1 lakh to ₹ 10 lakh |
| Interest rate | Starting 7% per year |
| Repayment period | Maximum 5 years |
| Guarantee | ₹ 1.6 lakh without guarantee |
| Subsidy | Eligible applicants up to 33% |
| Application process | Offline (in SBI branch) |
| Objective | Promoting animal husbandry in rural areas |
Benefits of the scheme
- low interest rates: The interest rate on the loan starts from only 7% per year.
- Large loan amount: Farmers and cattle rearers can take loans ranging from ₹ 1 lakh to ₹ 10 lakh.
- Long repayment period: The loan can be repaid in a maximum of 5 years.
- Loan without guarantee: No guarantee or property is needed to mortgage a loan of up to ₹ 1.6 lakh.
- Subsidy up to 33%: Eligible applicants can get up to 33% subsidy from the government.
- Rapid processing: The loan amount is transferred to the account within 24 hours of the application being approved.
- Rural Employment: The scheme provides self -employment opportunities to rural youth.
Eligibility for Plan
- The applicant should be a citizen of India.
- Age should be between 18 and 60 years old.
- It is necessary to be a farmer, cattleman or rural entrepreneur.
- There should be no arrears of banks or other financial institutions.
- There should be a good CIBIL score.
- There should be a plan to start or expand the animal husbandry business.
- SBI should have an active bank account.
Required documents
- Aadhar card
- PAN card
- Photo Identity Card (Voter ID/Driving License)
- Evidence of address (ration card/electricity bill)
- Bank statement (last 6 months)
- Income Certificate/Income Certificate
- Passport Size Photo
- Mobile number (link to Aadhaar)
Application process for plan
- Go to your nearest SBI branch.
- Get the application form of animal husbandry loan from there.
- Fill the application form carefully and attach all the necessary documents.
- Submit the filled form to the bank officer.
- The bank will check your application and documents, the site visit or project report can be seen if needed.
- If the application is approved, the loan amount will be transferred to your account within 24 hours.
Main benefits of the scheme
- Easy financial assistance to start or increase animal husbandry business.
- New sources of self -employment and income in rural areas.
- Benefits of subsidy by government.
- Loan facility without guarantee.
- Application process simple and faster.
Important questions and answers related to the scheme
1. What amount can be received under this scheme?
– A maximum loan of up to Rs 10 lakh can be found.
2. Will there be any guarantee for this loan?
– No guarantee will have to be given for loans up to Rs 1.6 lakh, property will have to be pledged on more than this.
3. What is the maximum period of loan repayment?
– Maximum 5 years.
4. Can you apply online?
– The application process is currently offline, that is, you have to go to the bank branch and apply.
5. How to get the benefit of subsidy?
– Eligible applicants can get up to 33% subsidy from the government.
Why is the plan special?
- The scheme makes the animal husbandry sector organized and strong.
- Inspire rural youth for self -employment.
- Financial burden is reduced due to low interest rate and subsidy.
- There is transparency and fast in the application process.
- Farmers and cattle rearers of every state of the country can avail this scheme.
Suggestion for plan
- Keep all the documents ready before applying.
- Make a project report or business plan well.
- Take complete information about the conditions and interest rate of the scheme from the bank officer.
- Submit loan installments on time so that banking facility is not interrupted in future.
Disclaimer: This article is only aimed at information. SBI Animal Husbandry Loan Scheme 2025 In fact, there is a government scheme run by State Bank of India, which aims to provide financial assistance to farmers and cattle rearers. Information about the application process, eligibility, and documents must be confirmed by the official website of the bank or the nearest branch. Avoid any kind of fraud and apply only from the authorized bank branch or website.
