From 26 January 2025, many new rules and facilities are going to be implemented across India. These changes can prove to be very beneficial for the general public. These new rules and facilities will affect banking, mobile recharge, tax, ration card, LPG gas and many other areas. The middle class is expected to get the most benefit of these changes.
In this article we will tell you in detail about these new rules and facilities. We will know how these changes will affect your everyday life and how can you take advantage of them. Whether you are employed, traders or farmers, these new rules will affect everyone.
New facilities and rules to be implemented from 26 January 2025
With the beginning of the new year, the government is implementing many new rules and facilities. Let’s know in detail about these changes:
Overview of new facilities
| Facility | Description |
| UPI Limit | Extended from ₹ 5000 to ₹ 10,000 for feature phone |
| Pension withdrawal | Will be able to remove pension from any bank |
| Farmer loan | Loan up to ₹ 2.5 lakh without guarantee |
| Mobile recharge | Different recharge for calling only |
| Foreign degree | Foreign university studies by staying in India |
| Fire reservation | 10% reservation in CISF and BSF |
| income tax return | ITR can be filled by 15 January |
| Transfer online money | Better verification system |
Big change in UPI Payment Limit
From 1 January 2025, there is going to be a big change in the UPI Payment Limit. RBI has doubled the Limit of UPI 123 Pay for feature phones. Now you will be able to pay UPI of up to ₹ 10,000 from the feature phone. Apart from this, the limit of UPI Payment in Medical Emergency has been increased to ₹ 1 lakh.
Another big change is that now you will be able to add 5 people in the same UPI account. The government has launched the UPI Circle feature in which one can do transactions up to ₹ 15,000 a month.
New facility for pensioners
From 1 January 2025, pensioners are going to get a big facility. Now they will be able to remove their pension from any branch of any bank in the country. This will not require any additional verification. This facility will prove to be very beneficial for pensioners.
Good news for farmers
RBI has made a big announcement for farmers. Now farmers will be able to take a loan of up to ₹ 2.5 lakh without any guarantee. Earlier this limit was ₹ 1.6 lakh. This step will prove to be very helpful in providing financial assistance to the farmers.
Big change in mobile recharge
Your mobile recharge in the new year is going to be quite cheaper. TRAI has directed telecom companies to bring separate recharge packs only for calling. This will benefit those who do not use the Internet.
Foreign university studies now in India
A major change is also going to happen in the field of education. Now you will be able to get a foreign university degree only by staying in India. Foreign universities will be able to open their campuses in India and run physical classes here.
Firemen will get reservation
There is also good news for the fire. Former firemen will get 10% reservation in CISF and BSF. Apart from this, they will also be given exemption in physical test and age limit.
Deadline for filing income tax returns increased
The last date for filing income tax returns has been extended to 15 January. Now you can file your ITR by paying late fees of up to ₹ 5,000.
Online money will be transferred and safe
RBI has implemented new rules to make online money transfer more safe. Now the facility of verification of the beneficiary’s account will be available. This will prevent the problem of going into the wrong account.
Bank holiday information
In January 2025, banks will remain closed for a total of 11 days. These include 4 Sundays, 2 Saturdays and 5 other holidays. Do your important work keeping these dates in mind.
How to take advantage of new rules
- Update your UPI app to take advantage of increasing UPI limit.
- Contact your nearest bank for pension withdrawal.
- Get information from your bank or KCC Center for farmer loan.
- Check your telecom company website for the new mobile recharge plan.
- See information on the UGC website for studies of foreign university.
Rejuvenation
This article has been written only for the purpose of information. Although the information given in it is taken from reliable sources, you should confirm from the concerned department or institution before taking advantage of any rules or facilities. Some rules and facilities are currently at the proposed level and may change.
