Pradhan Mantri Awas Yojana, PMAY is an important scheme of the Government of India, which aims to all the poor and economically weaker families of the country Permanent housing Have to provide. Under this scheme, the government 2025 In 1 million rupees Aims to give people homes, which will help them get safe and permanent housing. This scheme is being implemented not only in urban but also in rural areas, so that people of all classes can be benefited.
Through this scheme, the government Credit Linked Subsidy Scheme (CLSS) Has started in which beneficiaries Home loan But Interest subsidy Is given. This subsidy EWS (Economically weaker section) And LIG (Low Income Group) While 6.5% for ME-me And ME-II For 4% and 3% respectively. Under this scheme, construction of houses Environmentally friendly technology Is done from and Divyang and elderly To Surface housing Priority is given in.
Detailed information of Pradhan Mantri Awas Yojana (PMAY)
| Speciality | Description |
|---|---|
| Name of the scheme | Pradhan Mantri Awas Yojana (PMAY) |
| Objective | Providing permanent housing to the poor |
| Target | Giving home to 10 lakh people in 2025 |
| Interest subsidy | EWS/such as: 6.5%, MiG-I: 4%, MiG-II: 3% |
| Housing area | PMAY -U: 30-200 square meters, PMAY-G: 25 square meters |
| Financial aid | PMAY-G: ₹ 1.20 lakh in plains, ₹ 1.30 lakh in hilly areas |
| Important documents | Aadhar card, PAN card, Income Certificate |
Eligibility criteria
To be eligible for this scheme, the applicant Indian citizen Should be and in the name of her or any member of her family There should be no sure house beforehandApplicant Annual income Should also be within the prescribed limit, such as Evs ₹ 3 lakh for, Low income group ₹ 3-6 lakh for, ME-me For ₹ 6-12 lakh and ME-II ₹ 12-18 lakh for. In addition, the applicant should not take advantage of any other government scheme.
Application process
To apply, you Online in Offline Both methods can apply. For online application, you Official website of Pradhan Mantri Awas Yojana Will have to go on and fill the necessary information. For offline application, you Authorized bank branch Can go in
Types of housing scheme
Pradhan Mantri Awas Yojana (Rural)-PMAY-G
Pradhan Mantri Awas Yojana Rural (PMAY-G) aims in rural areas Financially weaker section People of Permanent housing Have to provide. Under this scheme, beneficiaries ₹ 1.20 lakh in plains And ₹ 1.30 lakh in hilly areas Financial assistance of Other than this, Toilet construction For ₹ 12,000 Additional assistance is also provided.
Pradhan Mantri Awas Yojana (Urban)-PMAY-U
Pradhan Mantri Awas Yojana Urban (PMAY-U) purpose in urban areas Poor and middle class People of Permanent housing Have to provide. Under this scheme, beneficiaries Credit Linked Subsidy Scheme (CLSS) Through Home loan But Interest subsidy Is given. This subsidy Evs And Low income group While 6.5% for ME-me And ME-II For 4% and 3% respectively.
Benefits of Housing Scheme
- Permanent housing: Through this scheme, poor and economically weaker families help to get permanent houses.
- Interest subsidy: Beneficiaries are given interest subsidy on home loans, which gives them financial relief.
- Women empowerment: The ownership of the houses is given in the name of the woman or in the joint name of the husband and wife, which is strengthened by women.
- Basic facilities: Basic facilities like toilets, electricity, water etc. are also provided in homes.
Documents required for application
The following documents are required to apply:
- Aadhar card
- PAN card
- Income certificate
- Bank passbook
- Address proof
- Passport Size Photo
- Land related documents
Phase of application process
- Go to the official website: Go to the official website of PMAY and fill the required information.
- Check eligibility: Check your eligibility and keep the necessary documents ready.
- Fill the form: Fill the application form and upload all the documents.
- submit application: Submit the form and take a print out of the application slip.
- AVEVEDDI is called the situation: Check the application status.
conclusion
Pradhan Mantri Awas Yojana is an important step that helps in providing permanent houses to poor and economically weaker families. Through this scheme, the government has not only resolved the problem of housing, but has also promoted women empowerment and basic facilities. If you are eligible for this plan, apply quickly and build your dream house.
Disclaimer: This article is for general information and should not be taken as any specific personal advice. Pradhan Mantri Awas Yojana is a real government scheme under which permanent houses are provided to the poor. Confirm the information on the official website before applying.
