The government has made some important changes for people receiving pension. The aim of these new rules is to make the pension system more convenient and transparent. New updates like Jeevan Pramaan Patra, Digital Life Certificate and face recognition technology will simplify the process for pensioners.
These new rules will make it easier for pensioners to get their pension and they will not have to visit banks or government offices again and again. Also, it will be ensured that pension benefits are provided only to genuine beneficiaries. Let us know about these new rules and updates in detail.
Pension Scheme Overview
| Description | Information |
| name of the scheme | pension new rules 2025 |
| beneficiary | all pensioners |
| key benefits | Simplified Life Certificate Process |
| application process | both online and offline |
| Required Documents | Aadhar Card, Bank Passbook, Pension Letter |
| effective date | January 1, 2025 |
| nodal ministry | Ministry of Finance |
| helpline number | 1800-XXX-XXXX |
New Changes in Life Certificate
Life certificate is an important document for pensioners. Following are the new changes made in it:
- Digital Life Certificate: Now pensioners can submit their life certificate digitally. For this they will not need to go to any government office.
- Face Recognition Technology: Through this new technology, pensioners can be identified easily. They will be able to submit their life certificate from their smartphone itself.
- Increase in validity period: The validity period of Life Certificate has been increased from 1 year to 2 years. This will free pensioners from the trouble of submitting certificates every year.
Digital Life Certificate Process
The process of submitting Digital Life Certificate can be done in the following steps:
- Go to government portal
- Enter your pension account number and Aadhaar number
- Verify OTP
- upload your photo
- Provide fingerprint or iris scan
- Click on submit button
Upon completion of this process, you will get a Digital Life Certificate which you can download.
Use of Face Recognition Technology
Face recognition technology can prove to be a boon for pensioners. Some of its major benefits are:
- Convenience sitting at home: Pensioners can submit their life certificate from their home.
- Quick process: Identity is confirmed in seconds via face recognition.
- Fraud prevention: This technology will prevent fake claims.
Improvements in Pension Payment
Several reforms have also been made in the pension payment system:
- Direct Benefit Transfer (DBT): Pension will be deposited directly into the bank account of the beneficiary.
- Timely Payment: Payment of pension will be ensured on the 1st of every month.
- SMS Alert: The beneficiary will be informed by SMS when the pension is deposited.
Online Grievance Redressal System
An online system has been launched for redressal of grievances of pensioners:
- 24×7 Availability: This system will be available day and night.
- Quick Resolution: Complaints will be resolved within 7 days.
- Tracking Facility: Complainants will be able to check the status of their complaint online.
Pension Calculator Tool
The government has also launched an online pension calculator tool:
- With this tool, pensioners can calculate their estimated pension amount.
- This tool calculates pension based on retirement date, salary and service period.
- This will help pensioners plan their financial future better.
Pension Portability
Pension portability is a new feature that will provide more flexibility to pensioners:
- Pensioners will be able to easily receive their pension even if they change their place of residence.
- They will get the facility to transfer their pension account to a new location.
- This feature will be especially useful for those who change cities to live with their children.
Pension Advisory Service
Government has launched a free pension advisory service for pensioners:
- Under this service, pension experts will provide information to pensioners about their rights and benefits.
- They will resolve any pension related problems or queries.
- This service will be available through telephone, email and video call.
Health Insurance for Pension Beneficiaries
A special health insurance scheme has been launched for pensioners:
- Under this scheme, pensioners will get health insurance cover up to Rs 5 lakh.
- A part of the premium will be borne by the government.
- This insurance will also include the facility of cashless treatment.
Digital Pension Passbook
A digital pension passbook facility has been launched for pensioners:
- Complete details of pension payment will be available in this passbook.
- Pensioners will be able to view their pension transaction information at any time.
- This passbook will be available on both mobile app and web portal.
New Investment Options in Pension Scheme
New investment options have been added to the pension scheme:
- Pensioners can now invest a part of their pension amount in mutual funds.
- The limit for investment in government bonds has been increased.
- These new options will help pensioners to increase their pension amount.
Skill Development Program for Pension Beneficiaries
Government has launched a special skill development program for pensioners:
- The objective of this program is to teach new skills to pensioners.
- They can earn extra income by using these skills.
- The program includes subjects like computer training, handicrafts, and language skills.
Disclaimer
This article is for informational purposes only. Although we have attempted to provide accurate information, pension rules and procedures may change from time to time. Please consult official government sources or your pension department for the latest and accurate information. This article is not a substitute for legal or financial advice. Please consult qualified professionals before making any decisions.
